Steven Hill

1
2005 Visitor InformationCentre Summit

• Steven Hill
• OAMPS Insurance Brokers

2
What is TRIP?

• Tourism and Recreation Insurance Program
• Operated by OAMPS Insurance Brokers
• Insurance Covers structured to the requirements
  of Tourism Industry
• Dedicated Personnel working on no industry other
  than Tourism

3
Are Your Advertisers Covered Correctly?

• Do You ask for details of their current
  Insurance?
• Is the Insurer Authorised to Provide Cover in
  Australia?
• Is it with an Insurer that you know?
• Is this part of your responsibility as a VIC?

4
Business Insurance

• History
• Previously focus was on insuring assets
• Now focus is on insuring against liabilities
• Customer expectations
• Litigious society

5
Are they getting the right Insurance?

• Public Liability
• Bodily injury property damage as a result of
  operators or their employees negligence
• Professional Indemnity
• Often mistaken for public liability not largely
  needed in tourism (is more about advice and
  training)
• Property
• Assets cover for fire, theft miscellaneous
  risks (water, storm etc)

6
Are they getting the right Insurance?

• Motor
• 4WDs, off road vehicles, passenger carrying,
  public private roads
• Workers Compensation
• Required if a business has employees

7
Legal issues

• Parks Victoria
• Require 10m cover if using Crown Land
• Workers Compensation
• Vehicle licences
• Vehicle Registration

8
NEED HELP?

• Contact TRIP

9
How to contact TRIP

• Email trip_at_oamps.com.au
• Kirsty Pickersgill Senior Account Executive
• Ph 03 9412 1112
• Fax [phone]
• Simone Adeney Assistant Account Exec.
• Ph 03 9412 1107
• Fax [phone]