Holiday Family survival Guide

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Family Survival Guide
By Lela Chavez
Holiday Seasons
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Presents
Many families have two incomes to help with the
holiday demands.
Each year Millions of families are faced with
buying gifts for their children.
Having to choose between
OR
Rent Food
but most only have one income juggling between
the holiday wish list and household expenses.
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Contents

• Budgeting
• Making a List
• Smart Shopping
• Alternatives
• Sharing The Meaning
• Summary
• Resource

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Budgeting

• Do

• Dont

NO MONEY
MONEY

• Include Living Expense
• Rent/ Mortgage
• Food
• Electric/Gas Expenses
• Set Spending Limits per Person
• Include Misc Expenses
• Car Insurance
• Gas for Car
• Cell/Home Phone
• Cable/Internet
• Entertainment

• Take out Unnecessary payday Loans
• Spend ENTIRE funds before looking over budget.
• Use / Abuse Credit Cards
• Borrow more than you need
• Over Spend

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Making A List

• Monthly Expenses

• Rent
• Car Payment Insurance
• Electric Bill
• Gas Bill
• Food
• Cable bill
• Phone Bill
• Cell Phone
• Debt Payment
• Baby Needs(if Applies)

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Making A List

• All Income

• Payroll
• Social Security Checks
• Child Support
• Unemployment Check
• Government Checks
• Misc Income

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Making A List

• Presents for Family
• Child(ren)
• Step Child(ren)
• Spouse
• Relatives
• Parents( including in-laws)

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Making A List
Keep it Simple and have limits per each person.
Amounts and number of present will vary between
ages of child
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Smart Shopping

• Black Fridays
• Great Deals Extra Savings
• Cyber Mondays
• Online shopping
• Second Hand Toy Stores
• Low prices on slightly used toys
• Craft Fairs
• Creative Unique gifts
• Discount Stores
• Family Dollar
• General Dollar
• Dollar Tree
• Big Lots
• AJ Wright
• TJ Max

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Smart Shopping

• Follow your List
• Wear comfortable shoes clothing
• Get a babysitter
• Eat before you shop
• Be aware of Scammers
• Park in Well-Lit Areas
• Limit your time in each store

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Alternatives
During the holidays, some families cannot afford
to buy presents.
Parents are
STRESSED OUT
There is Hope
Over situations they cannot control.
They wonder how will they pay for their next meal.
Or the disappointment on their childs face on
Christmas morning.
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Alternatives
There are charities out there that help families
with food and gifts for the holiday seasons.

• Toys for Tots
• www.toysfortots.org
• Salvation Army
• www.salvationarmy.org
• Holiday Donations From Church
• Holiday House
• Holiday Baskets From Schools
• Other Charitable Non-Profit Organizations

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Sharing The Meaning
Spending quality time with your family is the
most valuable thing you could do for them.
Sharing Ideas and dreams, reading about
adventures will last more than just that moment,
but a lifetime. Create a new family tradition
that starts with you and children.
Play Board Games
Some of the best gift are homemade and made from
the HEART.

• Spend Time With Family
• Give to others
• Volunteer
• Make Homemade Gifts
• Start a New Tradition

Giving Back to others who are less fortunate than
you will give your kids a sense of appreciation
of what they have
Make Cookies Together
Donate unwanted can goods
Creating Memories that will last a life time.
Watch a Movie Together
Card for Each other
Clothes that dont Fit
Help at the Soup Kitchen
Toys you dont play with
Local Charities
Bake Goods
Visit your Local Animal Shelter
Read a book together
Create a Family book
Habitat for Humanity
School or Church Functions
Paint/Draw/Take Family Pictures
Go to the Park
Visit FREE Exhibits in your City
Crafts
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Summary

• Regardless if you have a million of dollars to
  spent on the holiday or a few dollars. Christmas
  isn't about getting tons of presents nor buying
  the best or newest gadgets and toys. It is about
  spending time with your family.

Today is a gift that's why they call it the
present.
Master Oogway from Kung Fu Panda
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From our family to yours
Happy Holidays!!
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Resource

• Images
• Clip Art
• Flicker.com
• Israel Mall
• Stockxpert.com
• Oprah.com
• Reach4sucess.com
• Pajamadeen.com
• Blog.Bookbuddy.uk.com
• Information
• Common sense gathered over years of single
  parenthood and accounting/budgeting classes