FirstCard Merchant Services

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FirstCard Merchant Services

• It Makes Business Sense!

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Powered by First Data!

• First Data Corp. (FDC) offers the most
  comprehensive array of transaction products and
  services available today.
• First Data is the worlds largest provider of
  merchant processing 9 billion transactions.
• First Data Supports Visa, Mastercard, American
  Express, Discover, JCB Diners Club and
  Telecheck Services.

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Accept all types of payments!
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All in One Terminals!
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The Omni 3750 will change the way you take all
payments!

• This terminal is fast,
• small and quiet!
• Credit Cards Debit Cards Gift Cards Loyalty
  Cards and Check Guarantee!
• Ready for Smart Cards!

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Our People Are The Difference!

• Local Account Executives want to build a
  relationship!
• Our people and technology allow us to support
  your needs!
• We want your referral and will work to earn it!

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Dont Wait for Your Money!

• Your business can benefit from First Card's
  unsurpassed settlement capabilities!
• Processed transactions can be credited to your
  account via ACH usually within 24 hours!

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Increase Your Bottom Line!

• Debit Card Transactions are projected to increase
  up to 50 through 2004!
• FirstCard gives you access to all the major Debit
  Networks in the US!
• Pin-Based Transactions lower cost and increase
  your customers satisfaction!
• FirstCard Fixed Debit Fee will save you Money!

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Unbeatable Customer Service!

• Great Service is what we pride ourselves on and
  sets us apart from other payment processors!
• Our 24/7 Help Desk is staffed with knowledgeable
  and experienced professionals 365 days a year!

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Reduced Chargebacks!

• First Datas Chargeback Defense System uses
  technology to defend a large percentage of
  chargebacks without debiting a merchants account!

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Take Checks, Without the Paper!

• The FirstCheck Electronic Check Conversion
  (ECC) service is an innovative process of check
  acceptance that will change the way you think
  about checks now and in the future!

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Electronic Check Conversion!

• ECC is fast Using a compatible terminal, the
  ECC service converts paper checks into electronic
  items and automatically deposits these funds into
  your bank checking account!
• ECC is Accurate and Secure Using a check reader
  reduces clerk error. And with the ECC service
  and the FirstCheck Check Guarantee service,
  youll never see a returned check or returned
  check fees!

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Electronic Check is Easy!

• Simply insert the paper check into the compatible
  payment terminal and enter prompted information.
• FirstCheck will authorize the check, and an ECC
  receipt will print for the check writer to sign.
• This signature allows FirstCheck to
  electronically present the transactions to your
  customers bank for settlement. The paper check
  is then voided and returned to the customer.

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Offer Your Customers Take-Away Lay-Away!

• Simply accept four checks of equal amounts, run
  them through our program and deposit the checks
  within 45 days (usually one each week).
• As long as the checks are authorized, you will
  get your money.
• No more restocking merchandise. Increase sales
  along with customer satisfaction.

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Recurring Billing-The Budget Billing Solution

• Offer your customers the ability to keep a budget
  and pay for their monthly needs.
• You can set up a Recurring Billing Program for
  your customer, to automatically retrieve an
  agreed upon amount from their checking account.
  And then in the last month, either set a ballon
  payment or a discounted payment.

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Build Customer Loyalty !

• FirstCard partnered with TenderCard can deliver
  the most cost effective gift/loyalty card
  programs!
• Gift Cards are the fastest growing form of
  electronic payment today!
• We can design a custom card for you too! With
  your logo and image!

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TenderCard Programs Listed below our some of
the core programs that we offer. In addition to
these we offer programs for Agent Banks, Chambers
of Commerce Associations.
Gift Program A stored value program. This card
replaces paper gift certificates. First, the
customer pays the Merchant, who then loads the
collected value onto a gift card through an
approved TenderCard terminal. The funds
represented on the card stay in the Merchant's
account. The cardholder can redeem the value on
the card for goods and services at participating
Merchant locations. The amount of the sale is
deducted from the card and the balance remaining
prints on the receipt. Cards can be reloaded at
any time. Loyalty Program A point based program
that allows Merchants to reward loyal customers!
Customers accumulate point based on rules set by
the Merchant, may it be a point for every cup of
coffee purchased, a point per pound of cheese or
something else. These points can then later be
redeemed by the Customer for tangible rewards,
again based on what rules the Merchant has
established. This program provides merchants with
the flexibility to tailor a Customer rewards
program with the only limit being their
creativity! Gift Loyalty Program Bring your
stored value and rewards programs to the next
level by combining them! With TenderCard's
combined gift loyalty program, Merchants can
offer the convenience of a gift card and a
customer rewards program all on one card! The
gift program and points program run independent
of each other, yet work on the same card.
MyAccount Merchant's can view all account
activity at this website. The site features high
graphic quality, and high security by using
secure sockets layer (SSL), the industry standard
for securing online financial transactions.
MyAccount features multi level, password
protected access to merchants. This enables the
merchant to set maximum transaction amounts, view
cardholder activity, establish pre-set card
expiration dates, create custom reports, and make
changes to the merchant profile.
MyCard TenderCard provides every
cardholder the ability via web access to view
card balances online and view real time
transactions.
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Go Wireless with FirstCard!

• Accept Visa and MasterCard Wireless!
• Swipe transactions for the best rates and
  protection!!
• American Express and Discover!

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Get Needed Capital to Grow

• FirstAdvance offers a business owner to access
  future receivables today. Pay for improvements
  and upgrades. Funds are usually available within
  7 business days.

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It Makes Business Sense!