Grants for single mothers

1
Grants for single mothers

• www.singlemommie.com

2
About Us

• Who are We and What is SingleMommie.com all
  about?
• This website was created to be used as a
  comprehensive resource for single moms
  everywhere. Packed with current information and
  upbeat articles on careers,education, grants,
  scholarships, help with housing, parenting tips,
  relationships, health, fitness, and finances,
  youll find nothing but quality and current
  information here.

3
Have You Ever Tried Finding Certain Information
Online?

• Have you ever tried to search for information on
  grants or scholarships, only to find websites
  that take you around in circles without ever
  providing the facts youre looking for?
• It seems like these topics are buried from sight.
  I remember when I decided to return to college
  and was looking for government grant information.
  A friend of mine told me that single mothers
  actually have quite an advantage where college is
  concerned. Even though I was in my late 20's, I
  could return to school full-time and the
  government would pay my tuition.
• You can imagine my disappointment when I searched
  endlessly online for this information. It
  literally took me a week and a few phone calls to
  my local college to hunt down the information I
  was after.
• I did indeed return to school with a full grant.
  I even had money left over to help with my
  household bills! If I had been less diligent with
  my search efforts though, I may have missed a
  golden opportunity.

4
Have You Ever Tried Finding Certain Information
Online?

• Next up, I remember trying to locate medical
  coverage for my children. My earnings were just
  past the allowable limit to receive Medicaid and
  I had heard about another state funded program,
  but I couldnt locate the right information
  anywhere.
• Every website led to a dead end. I finally found
  what I was looking for, but once again it took me
  several days to find the first stitch of
  information.
• It was then that I decided to start my own
  website where all the right information for
  single mothers would be presented in clear and
  concise manner. Of course its not just me
  anymore.
• Now we have a team of single moms who conduct
  research, fact-check, and continue to provide
  fresh, relevant information and content.

5
Were Here for You!

• Is there something youd like to see on our site?
• - Would you like to read more about careers or
  budgeting?
• - Are you having trouble finding insurance or do
  you need resume writing tips?
• Send us an email and let us know what youd like
  us to include on our site. Were here for you and
  our mission is to help you live your best life
  now!
• We dont want you to simply survive. Thats not
  really living. We want to show you how to thrive!
• As a single mom, I went from living below the
  poverty level to an educated professional, and
  finally a business owner.
• If I can do it, you can too. Its your turn to
  shine and well help you every step of the way!

6
Assistance For Single Mothers

• There are 13 million single parents in the United
  States with over 21 million children in single
  parent households.
• Whether you are a single mother by chance or by
  choice, we are here to help you meet the
  challenges of parenting, and all of the other
  issues impacting your life.

7
Help for Single Mothers Knowledge is Power

• As a single mother, we know the right information
  can turn the light on in your world and take you
  from surviving to thriving. We cover all the
  issues and pack every article and page with
  wisdom, resources, ideas, and real solutions to
  whatever life is currently bringing your way.
• Were each at a different point in our life, and
  our site is created to reflect the wide range of
  interests and needs of todays single mom. While
  one parent may be searching for an education
  grant another mom is looking for advice for her
  special needs child. We cover it all.

8
Here are a few of the topics youll find useful

• Scholarships and Grants for Single Moms  Many
  single mothers have given up on their hopes of a
  solid education. We know that a college degree or
  trade school certification can greatly improve
  the quality of life for your single parent
  household and we are dedicated to providing you
  with the right information.
• Youll find that we have the latest scholarships a
  nd grants for single mothers, complete with links
  and instructions. But we dont stop there. We
  also take a candid and critical look at different
  careers you may be interested in, outlining the
  earning potential and providing you with the
  education requirements for each.
• We dont want to see you heading down a dead end
  path, so we lay out clear information for each
  career we cover. Want to see a career outlined
  that we dont have in our database? Simply drop
  us an email and well give you the details!

9
Financial Help and Programs for Single Mothers

• Once in a while everyone needs a little
  assistance. As a single mom, where do you turn?
  There are more resources and financial help for
  single mothers than you may be aware of, and we
  make it our mission to provide them to you.
  Whether its help with formula and diapers or
  finding money for your first start-up business,
  we are your source!
• AssistanceForSingleMothers.com also offers our
  own Hope Grant, recently launched to provide 500
  worth of assistance to reach single mothers at
  the point of their greatest need. The funds can
  be used to help with food, utility bills,
  tuition, rent, or the cost of daycare.

10
Affordable Housing for Single Mother

•  Are you dealing with an income thats too high
  for assistance, yet too low to enjoy the quality
  of life you and your child deserve? We provide
  you with solid tips and inside information on
  finding affordable housing, even
  without government programs or section 8
  assistance.
• Loans for Single Mothers  Whether you are
  looking to start up a new business venture or
  purchase your first home, you need to know the
  basics of applying for loans, what to look for
  and what to avoid. We also teach you how to
  handle your bills, access your credit report, and
  plan out a realistic budget.

11
Single Parent Dating

• Feeling apprehensive about the single mom dating
  scene? Now that you have the responsibility of a
  child, the rules of dating have changed. That
  doesnt mean you have to be a hermit. So, where
  do you find balance? Weve asked our experts and
  have plenty of single parent dating advice for
  you. 
• Child support child custody  These are often
  touchy subjects. Child support and child
  custody issues can lead to bitterness,
  resentment, and brutal battles that can end up
  harming your child emotionally if they are
  dragged into the details. We take a healthy
  approach to child support and custody by
  providing resources but always suggesting that
  parents take the mentally and emotionally healthy
  road. Sometimes the answers arent easy, but that
  doesnt mean you have to lose your peace.

12
Raising healthy and happy children in a single
parent household

• another parent to bounce ideas off of, you may
  wonder if youre doing things right. There are so
  many decisions to make and so many questions. We
  regularly provide you with insightful tips,
  research statistics, and advice from
  professionals on a variety of topics that affect
  you and your child.
• As you can see, our only mission here is to
  support both you and your child (or children) and
  help each of you reach your full potential as
  individuals and as a family.

13
Reliable Information for Single Moms

• If youve spent any time at all searching for
  information or resources for single moms, youve
  most likely run into more than a few roadblocks.
  Some of the information found online, such as
  grants for single parents, can be confusing at 
  best. Much of the information just leads to a
  dead end.
• This can be incredibly frustrating, especially
  when you are desperately in need of assistance
  and dont have time to deal with false
  information. We promise you wont run into this
  problem when visiting our site! We pride
  ourselves on providing up to date, credible
  information, advice and resources. We know your
  time is valuable and reliable information is
  vital!
• Again, we warmly welcome you, and if theres
  anything we can add or a topic you would like us
  to cover, please leave a comment and let us know.
  Your success as a single parent is our number one
  priority! We want you to thrive!

14
Single Mother Grants

• If you are struggling financially as a single mom
  and want to break free from your current
  situation, a grant can be just the vehicle that
  takes you from point A to point B. Provided by
  the government and completely free, a new
  tomorrow might be closer than you think.
• There are several different types of grants
  available for women and single moms. All youll
  need to do is apply, but first youll need to
  know where to look and whats to be gained
  through grants for single moms.

15
What Are Grants?

• Grants are officially defined as a form of
  financial assistance offered to individuals to
  stimulate or support a certain purpose. For you,
  the single mom, a grant can offer new housing, a
  promising new career, or help starting a
  business.
• A grants shining quality is the fact that the
  funds do not have be repaid, as long as you meet
  all of the requirements. Note Grants are not to
  be confused with benefits, entitlements, or loans

16
Where Does the Grant Money Come From?

• Grants can be given to single moms by the
  following types of organizations.
• The federal government
• Local governments
• The state
• A company
• Research institutions
• Non-profit organizations
• What Types of Grants Are Available For Single
  Moms?
• There are many different types of grants
  available for single moms. The most common
  include
• Business grants
• Housing grants
• Education grants
• Federal grants are typically the most well known,
  although other organizations may also provide
  financial assistance for single moms. Grants from
  other organizations include certain limitations,
  though. For instance, state and local grants only
  apply to individuals who live within that state,
  while federal grants can be used throughout the
  United States.
• Now that you know what grants are and what types
  of grants are out there, lets discuss a few
  different kinds of grants and how to find them.

17
College Grants For Single Mothers

• If you are a single mom wanting to earn your
  degree, college grants for single moms can get
  you there. While most of these grants are not
  specifically limited to single mothers or even
  women, almost all provide for the needs of a
  single mom.
• For instance, most are based on low income. If
  you are a mom raising children in this economy
  without a proper education, chances are you may
  not be earning what you could be.
• The good news is, you may qualify for a number of
  grants.

18
Federal Pell Grants

•  Any low income student can apply for a Federal
  Pell Grant by filling out a FAFSA application
  at http//www.fafsa.ed.gov. When filling out your
  FAFSA it is extremely important to be honest and
  provide all the documentation the government and
  your schools financial aid office requests. Due
  to a high number of fraudulent cases in recent
  years, the FAFSA will ask for your permission to
  obtain your tax records directly from the IRS.
  Once you have enrolled in college, you may also
  have to prove your enrolment by sending in a
  receipt indicating payment of your tuition. With
  a Federal Pell Grant, you can receive anywhere
  from 555 to 5,550. These grants can be used for
  tuition, books, housing, and transportation to
  and from school.

19
State and School Grants

•  Locating state and school grants is a simple
  process. All you need to do is contact your
  colleges financial aid department and ask them
  what grants are available from your specific
  school or state. They will be able to point in
  the direction of many different types of grants
  available not only to single moms, but grants
  made specifically to support the needs of an
  adult student. For instance, Purdue University,
  located in Indiana and found at http//www.purdue.
  edu, provides a grant call the Span Plan grant.
  This grant covers the tuition and books for an
  adult student for one three credit-hour class, as
  long as the students tuition is not covered
  fully by other grants.

20
Grants For Single Moms

• There are a few grants made specifically for the
  single mother. The Soroptimist International of
  Americas, which can be found at
  http//www.soroptimist.org, provides a grant
  known as the Womens Opportunity Awards. This
  grant was designed to assistant women who care
  for their entire household by themselves. Another
  grant, provided by the Kalamazoo Womens
  Education Coalition, caters to the financial
  needs of low income women who are having a
  difficult time trying to attend college.
• Business Grants For Single Mothers
• Government grants, at the federal, state, or
  local level, are available for small businesses.
  It is important to note that these grants can not
  be obtained specifically by a single mom, though.
  They are grants for the small business, not the
  individual.
• Also, although many grants can be found
  at http//www.grants.gov, there are specific
  requirements regarding the size of each small
  business must be met in order to be found
  eligible for these grants. The requirements are
  set by the Small Business Administration, or SBA,
  located at http//www.sba.gov.

21
Some of the requirements are

• 0.75 million for industries related to
  agriculture
• 12 million for contractors in special trades
• 28.5 million for construction business
• 6 for retail establishments
• 100 employees are required for wholesale
  distributors and industries
• 500 employees are required for industries related
  to mining and manufacturing
• While the federal government does not currently
  provide individual grants to help single moms
  start their own businesses, they do provide
  resources like training and other types of
  financial assistance.
• For instance, the SBA offers many effective and
  cost-worthy loans for those who wish to start or
  expand their small business.
• Some states will provide certain types of grants
  to individuals who wish to take a stab at
  entrepreneurship. For instance, Delawares
  Strategic Fund provides grants or loans to
  individuals who wish to start their own business.
• This states Strategic Fund also provides grants
  for small businesses who wish to focus on
  Brownfield redevelopment or clean energy
  initiatives. Expansion funding can also be
  obtained if the small business has more than 100
  employees.

22
Housing Grants For Single Mothers

• Public Housing Agency Housing Choice Voucher
   The Public Housing Agency (PHA) and the U.S.
  Department of Housing and Urban Development (HUD)
  join forces in order to provide single moms and
  low income families with housing vouchers. This
  type of grant allows single moms with low incomes
  to afford adequate and safe housing for
  themselves and their children. While the vouchers
  may not pay for your entire rent though. The
  amount you can receive with a voucher varies. For
  every rent payment, you must contribute at least
  30 of your pay check. The HUD voucher covers the
  rest. In order to qualify for this voucher, you
  must be a U.S. citizen and have what is
  considered to be a low income. You must also
  provide HUD with the ability to obtain
  information from your employers, banks, and other
  agencies to determine whether you truly qualify
  for the grant. HUD itself does not provide
  housing grants. They give money to each state and
  the state PHA accepts applications and determine
  whether applicants receive these grants. If you
  are interested in obtaining a HUD housing
  voucher, contact your local PHA. Contact details
  for the Public Housing Agency in each state can
  be found at http//www.hud.gov.

23
The American Dream Down Payment Initiative

• This program, which is available through each
  states HOME program, is another grant offered by
  HUD that provides low income individuals and
  single moms with assistance in purchasing a home.
  The American Dream Down Payment Initiative, or
  ADDI, pays 10,000 or 6 of the cost of your
  home. In general, whichever number is higher is
  what the grant will pay. They also provide you
  with money for closing costs and money for
  dealing with health hazards in your home such as
  mold. HUD distributes funds to each states HOME
  program, so you receive money directly from your
  specific state. To find out more information and
  locate your states HOME representative, contact
  HUD at 1-800-998-9999 or visit http//www.hud.gov 
  for a complete list of each states HOME
  department contact details.
• Grants for single mothers are available by many
  different organizations all over the country. If
  you are in need of financial assistance, take
  advantage of the many grants for single moms.