Buying Health Insurance in Texas

1
Buying Health Insurance in Texas? Know Your
Coverage
Health Insurance
Choice Plus Benefits Inc. 14200 Midway Rd., Suite
107, Dallas, TX 75244 Telephone
972.441.7411 FAX [phone] E-mail
jstamper_at_choiceplusbenefits.com Website
http//www.choiceplusbenefits.com
2
Health Insurance

Health insurance protects you and your family
when you become ill or get injured. Thats why
having a good health insurance policy before you
get sick is vital.
3
Monthly Premium
When reviewing health insurance
plans, always consider the plan as a whole, not
just your monthly premium. Factors that go into
your monthly premium include your age, medical
history, whether you are a tobacco user or not
etc. Choose a policy or coverage that accounts
for your risks with an affordable premium and
monthly payment..
4
Know the Types of Coverage
You also need to make sure that your
insurance policy covers the medical expenses you
are likely to incur in the future. A good policy
should include wellness visits and screening
tests and incentives for preventive coverage such
as regular check ups, gym membership, and no
smoking.
5
Know the Essential Services Covered

• When you buy health insurance in Texas, keep in
  mind the following coverage options in mind.
• Patient services you get without admission to a
  hospital
• Emergency medical services
• Prescription drugs
• Substance abuse and mental health disorder
  services (including psychotherapy and counseling)
• Pediatric services which include vision and oral
  care
• Rehabilitative services and services to help
  people recover from injuries or recover physical
  or mental skills
• Lab services
• Chronic disease management, preventive and
  wellness services
• For more information on health insurance
  coverage, contact us today at 972.441.7411.