Is your insurance the best health policy in India?

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• HEALTH INSURANCE

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Is your insurance the best health policy in
India?
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• Introduction
• Keeping in mind the rising medical cost,
  health insurance has become the most important
  purchase in your basket of life. Today, due to
  the ever escalating inflation rates, complex
  treatment procedures, high end diagnosis etc.
  medical treatment costs have reached an all time
  high and are further expected to rise. Medical
  emergencies like sickness, disease and accidents
  which may result in prolonged hospitalization can
  leave you in severe financial crunch unless you
  have a comprehensive medical insurance policy
  which takes care of all your hospitalization
  expenses.
• 
  

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• How To Choose Health Insurance

• Researchers say even as the scales of awareness
  is on the rise in health sector, a reluctant
  approach is adopted when buying these medical
  insurance policies.
• The major reason behind this is the lack of
  knowledge about the possibilities that there some
  good health insurance policies available in
  India. There is also limited knowledge about the
  factors which should be considered when buying
  medical insurance and successful filing of a
  Mediclaim.
• At the end with inadequate knowledge on the
  topic you start wondering Which is the best
  health insurance in India that suits as your
  needs?

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• How Policy Help U For TAX BENEFITS?
• Most people feel that the best health
  insurance policies are one that offers impressive
  tax benefits. Their sole motive of buying health
  policy is saving tax and they fail to consider
  the intricacies of buying a comprehensive medical
  insurance plan which offers them maximum benefits
  at minimum premium payment amount. Often in their
  quest to save tax they end up buying some wrong
  policies which might not cover their crucial
  needs at the time of insurance claim.
• The article will guide you through some
  factors which could be considered to create your
  best health insurance in India
• 1. Number of people staying in your family
  and their respective ages are very important
  while choosing for the best medical insurance
  policy.
• 2. Secondly deciding the amount of sum
  insured to provide coverage to the members in the
  policy. Remember a best can be created only with
  the amount you can nest. Never try to exceed your
  limits. You should select a sum insured depending
  upon your premium payment capacity as higher the
  coverage, more the premium payment amount and
  vice versa.

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• 4. Get acquainted with some medical check-ups
  procedures in case any family member has attained
  a pre-defined age.
• 5. Knowing about the successful filing of
  insurance claim is very important part if you
  wish to get the optimum use of your policy. You
  have to understand various reasons which can be
  constraints in successful filing of a claim and
  deal to overcome them when required.
• 6. Internet is the best tool to do your own
  research, permutations and combinations, study
  your demographics, company policies, discounts,
  flexible payment mode and hassle-free claim
  procedure and then apply for creating your best
  health insurance in India. You should select a
  policy which fulfills most of your health care
  requirements, if not all.

3. Always stay on a hunt for add-on features or
riders at discounted rates which you can add to
make your best health insurance in India such as
critical illness rider, accidental cover.

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• Benefit Of Health Insurance
• It is advisable to claim a free year bonus
  which every health insurance provider offers to
  its customers for a claim free year. The benefit
  is either passed by way of discount on payment of
  premium or increased sum insured. Getting the
  best health insurance in India means purchasing
  the policy that meets your requirement at optimum
  costs which fits into your budget.
• Thank You!
  

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• To Know more visit

http//www.bajajallianz.com/Corp/health-insurance/
health-insurance.jsp
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