Top 6 health insurance plans of 2014

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Health Insurance Plan
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Top 6 health insurance plans of 2014
What is Health Insurance? Health Insurance,
popularly known as medical insurance or mediclaim
is a form of insurance that provides you
protection against expensive treatment costs. It
protects you from paying the full costs of
medical services when youre injured or sick.
Just like car insurance or home insurance, you
choose a plan and agree to pay a certain rate, or
premium, each month. In return, your health
insurer agrees to pay a portion of your covered
medical costs.
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Cashless Network of Hospitals  This refers to
the list of hospitals tied up with the insurance
company wherein you need not pay hospitalization
expenses at the time of discharge from hospital.
You should always check this list before
choosing an insurer and should always prefer an
insurer that has a tie-up with your preferred
hospital. Understand Exclusions in the policy
Before you buy a health insurance plan, always
read the exclusions of the policy i.e. features
that are not covered under the policy. 
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The exclusions vary as per the plan you choose.
Always read these conditions before you pick any
insurance plan to avoid chaos at the time of
claim. Furthermore, you should make it a
point to ask for sample policy wordings so as to
get in depth knowledge about certain definitions,
terms and conditions, exclusions and benefits
being offered while comparing different insurance
policies offered by other companies.
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Scope of the insurance policy  Always check the
complete list of ailment/ disease covered under
the policy. Insurance company can reject even
your cashless claim if the disease for which the
hospitalization is required, is not covered under
the scope of the insurance policy. Renewability
Renewability refers to the maximum age till you
can get your insurance policy renewed and can
claim the features and benefits of that policy.
You should always prefer taking a policy that has
a lifelong renewability because old age is the
time when you need your policy the most.
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Disclaimer The above mentioned Health Insurance
Plans are not ranked in any particular order.
These plans are selected by the author of this
article and reflects her personal choice. The
buyers are however, suggested to use their
discretion before selecting any particular
financial product.
Thank You..!!