Manufactured Home Owners Association of America MHOAA

1
Manufactured Home Owners Association of America
(MHOAA)

• Forming Your Own Homeowners Association Why You
  Should Do It!

2
Home Manufacturers

• Currently, they view their principle customers as
  the Park Owners
• Need for Paradigm Shift
• Deliveries down in Nationwide by 49
• Rents in Senior Parks increased from 20 to 75
  from 2004 2008, similar amounts expected in
  family parks
• 11.5 increase in CPI over same time period
• Apartment rents increased roughly 15 over the
  same time period

3
Home Manufacturers (Cont)

• Park owners have priced themselves out from
  competition with the homebuyers market
• Interest rates on manufactured homes are higher
  than conventional homes
• Month-to-month rental agreements do not provide
  conventional banks the incentive to lend on homes
  in parks

4
Park Owners

• No longer the Mom and Pop owners that existed
  30 years ago
• More and more corporate ownership of communities
• Community managers do not have the education nor
  do they have the level of caring that once
  existed
• Paradigm shift amongst remaining Mom and Pop
  operations

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Definition of the Problem10 Million Manufactured
Homeowners

• Violations of peoples rights
• Not treated equally under the law
• Participation/Apathy
• Redevelopment of existing communities
• Limited financing for homes and communities
• Fewer manufacturers

• Stereotypes/Lack of education
• Shrinking opportunities of where to put homes
• Fear of retaliation
• Insecurity
• Lack of voice in decision making
• Everybodys favorite radio station WII-FM
  (Whats In It For Me)

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How Do You Solve the Problems?

• Ask yourself 3 questions
• What are your personal obstacles to changing
  history?
• What are the consequences of not facing these
  obstacles?
• What do you personally need to do to change them?
• It all starts with YOU!

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Why Should You Form Your Own Homeowners
Association

• You cannot do it yourself!
• You are not an expert in everything!
• Park owners and decision makers are more apt to
  listen to an organized group of homeowners than
  individuals
• It can be a place where information and ideas are
  exchanged
• It can be a place where people can voice their
  concerns without fear of retaliation
• It makes your community visible
• It can build a sense of community within the park

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How to Form An Association

• Find a small group of homeowners interested in
  forming an association
• From that group organize into an ad-hoc
  committee
• Survey the community
• Hold a social event
• Hold an organizing meeting

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Organizing Meeting(s)

• Define Mission
• Elect temporary officers
• Suggest you invite state association
  representative to speak if you have one if
  not a local elected official
• Provide community opportunity to air complaints

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Temporary Officer Duties

• Write Bylaws (MHOAA has a set of sample bylaws on
  the website)
• Serve as nominating committee for future officers
  under bylaws
• Prepare and submit articles of incorporation to
  state (MHOAA has a sample for you to use on its
  website)
• Coordinate with state association if you have one
• Schedule general meeting

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General Meeting

• Approve bylaws
• Elect permanent officers for specified terms
• Register as a non-profit corporation with the
  state
• Celebrate!

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What the Association Can Do

• Negotiate with park manager or owner to resolve
  community issues
• Help pass legislation on the state and local
  level to protect homeowners
• Host a community-wide clean up day
• Purchase the community
• Have a regular newsletter
• Host community garage sales

• Organize voter turnout for elections
• Hold educational seminars
• Hold accountability sessions with public
  officials
• Host community celebrations and social events
• You are limited by your own imagination

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Benefits of Belonging to State and National
Associations

• Networking find out what other communities and
  other states are doing
• Shared Resources Why reinvent the wheel?
• Engage in cooperative efforts with other
  associations
• Work together with other community groups and
  housing advocates to educate decision makers on
  manufactured housing issues
• State and federal legislation cannot be passed
  without grass roots effort that means YOU!
• Opportunities for personal growth

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Manufactured Home Owners Association of America

• Working together We can win!