Flood Map Modernization Mapping the Risk

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Flood Map ModernizationMapping the Risk
COMMUNITY NAME FLOOD MAP MODERNIZATION

• Editorial Board Meeting
• date

V123005
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Flood Map Modernization

• A nationwide effort to create updated,
  modernized, digital flood hazard maps
• Evolved as a national coalition of industries
  were increasingly affected by out-of-date flood
  maps
• Built on partnerships with and support from state
  and local governments and key stakeholder groups

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Flood Risks Have Changed

• Flooding is one of community names most costly
  natural disasters
• Water flow and drainage patterns have changed due
  to erosion, land-use, natural forces
• flood fact e.g. Flood season of 2005 showed the
  need for new maps more than 50 percent of
  flooded properties in low and moderate risk
  areas
• At age years old, county flood maps no longer
  reflect current flood risks
• New digital mapping technologies produce more
  detailed, reliable Internet accessible, if
  applicable data

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National Flood Ins Program

• Established in 1968 by Congress
• Basic Components
• Identifies and maps flood-prone communities
• Requires that communities adopt and enforce
  floodplain management regulations
• Provides Flood Insurance
• Over 20,000 participating communities nationwide
• 4.8 million policyholders nationwide
• 695 Billion in insurance policies in-force
• FEMA Statistic, December 2005
  

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Community name Flood Facts
insert local flood facts below

• Joined NFIP month, year
• Joined NFIPs Community Rating System (CRS) in
  date, if applicable
• Policyholders now receive up to percent
  premium discount due to countys additional
  efforts
• Over total of properties properties insured
• Nearly total amount of property covered
• More than total amount in losses paid by the
  NFIP
• First Flood Map year
• Last Map Update year
• Some areas not re-mapped for local statistic
  years

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Community name Floodplains
insert local floodplain information examples
below

• Countys flooding occurs not only along the
  coast, but in riverine and inland areas too
• Countys 17 watersheds are complex 300
  additional stream miles included
• Entire county re-mapped, except for coastal and
  incorporated areas
• Flood risk can vary neighborhood to neighborhood
  property to property

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Benefits of Map Modernization

• Ensures safety of individuals and property
• Improved data allows for more informed decisions
  for key stakeholders
• Builders, Developers, Surveyors, Engineers
• Community officials
• Real Estate Agents, Lenders
• Insurance Agents Companies
• Business Owners
• Home Owners and Renters

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Estimated Impact
example new DFIRM

• total parcels mapped out of high-risk area
• total parcels mapped into high risk area
• total parcels remain in high risk area
• total parcels remain in low- to moderate-risk
  areas

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Changes Affect Insurance
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Timeline

• Milestones
• Official presentation of preliminary maps
  date
• Media briefing is held
• Public Outreach month- month describe below
  what is being done e.g.
• Digital maps go up on website
• Affected residents mailed letters
• Eight Public Meetings nearby public libraries
  set up to answer questions
• 90-day Public Comment Period
• Begins date
• Ends date
• Review and compliance period begins season
  e.g. Spring 2006
• Maps adopted (anticipated) season e.g. Fall
  2006

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Advice to Property Owners

• Everyone is at risk of flooding
• Know and understand your flood risk
• Contact your insurance agent to learn your
  options
• Visit enter URL to learn specific information
  about possible changes to your property
• Attend identify meetings/information sessions
  e.g. Public Meetings and Library Open Houses to
  ask questions

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Increasing Public Awareness
Describe what is being done to inform the
public example below

• Launched county-wide outreach and education
  effort
• Active participation of stakeholder advisory
  group
• Hosting public meetings
• Conducting informational mailing
• Developed multiple information/assistance
  resources
• Created public Service Announcements
• Engaging news media

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Public Information Resources

• enter URL
• Call Center phone number
• hours of operation
• its purpose e.g. general information
• FEMA.gov/plan/prevent/fhm (FEMA mapping site)
• FloodSmart.gov (flood insurance information)
• FEMA Map Assistance Center 1-877-FEMA-MAP
• Specific mapping questions

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Summary

• New flood hazard maps safer community name
• Current flood risk data allows for more informed
  decisions
• Proactive outreach means the public will know
  where to go for more information and what their
  options are
• Enrolled community partners in a collaborative
  approach to educate the public