Korea Retiree Update

1
Korea Retiree Update

• Osan AB Retiree Activities Office
• Jack Terwiel

2
Overview

• RAO Situation Update

3
Overview

• RAO Situation Update
• Department of Veterans Affairs

4
Overview

• RAO Situation Update
• Department of Veterans Affairs
• Social Security Benefits

5
Overview

• RAO Situation Update
• Department of Veterans Affairs
• Social Security Benefits
• Medicare Part B Enrollment

6
Overview

• RAO Situation Update
• Department of Veterans Affairs
• Social Security Benefits
• Medicare Part B Enrollment
• Survivor Benefit Plan (SBP)

7
Overview

• RAO Situation Update
• Department of Veterans Affairs
• Social Security Benefits
• Medicare Part B Enrollment
• Survivor Benefit Plan (SBP)
• Defense Finance and Accounting Service

8
Overview

• RAO Situation Update
• Department of Veterans Affairs
• Social Security Benefits
• Medicare Part B Enrollment
• Survivor Benefit Plan (SBP)
• Defense Finance and Accounting Service
• Possible Source for Dental Insurance

9
RAO Situation Update

• I AM NOT QUITTING!

10
RAO Situation Update

• I AM NOT QUITTING!
• Stepping down as Director effective Dec 23

11
RAO Situation Update

• I AM NOT QUITTING!
• Stepping down as Director effective Dec 23
• Looking for person to fill Directors position

12
RAO Situation Update

• I AM NOT QUITTING!
• Stepping down as Director effective Dec 23
• Looking for person to fill Directors position
• Comes with SOFA status for eligible person

13
RAO Situation Update

• I AM NOT QUITTING!
• Stepping down as Director effective Dec 23
• Looking for person to fill Directors position
• Comes with SOFA status for eligible person
• Revised hours of office operation from Jan 10

14
RAO Situation Update

• I AM NOT QUITTING!
• Stepping down as Director effective Dec 23
• Looking for person to fill Directors position
• Comes with SOFA status for eligible person
• Revised hours of office operation from Jan 10
• I will work in office Tue-Wed-Thu, 1000-1400

15
RAO Situation Update

• I AM NOT QUITTING!
• Stepping down as Director effective Dec 23
• Looking for person to fill Directors position
• Comes with SOFA status for eligible person
• Revised hours of office operation from Jan 10
• I will work in office Tue-Wed-Thu, 1000-1400
• Allow more time to work on web site, newsletters

16
RAO Situation Update

• I AM NOT QUITTING!
• Stepping down as Director effective Dec 23
• Looking for person to fill Directors position
• Comes with SOFA status for eligible person
• Revised hours of office operation from Jan 10
• I will work in office Tue-Wed-Thu, 1000-1400
• Allow more time to work on web site, newsletters
• Possible change to Yongsan visit location

17
Department of Veterans Affairs

• VA physicals to be done at DoD hospital

18
Department of Veterans Affairs

• VA physicals to be done at DoD hospital
• Agreement reached in November

19
Department of Veterans Affairs

• VA physicals to be done at DoD hospital
• Agreement reached in November
• No details yet on when or how

20
Department of Veterans Affairs

• VA physicals to be done at DoD hospital
• Agreement reached in November
• No details yet on when or how
• Prostate cancer and Agent Orange

21
Department of Veterans Affairs

• VA physicals to be done at DoD hospital
• Agreement reached in November
• No details yet on when or how
• Prostate cancer and Agent Orange
• DD Form 214 as evidence of Vietnam service

22
Department of Veterans Affairs

• VA physicals to be done at DoD hospital
• Agreement reached in November
• No details yet on when or how
• Prostate cancer and Agent Orange
• DD Form 214 as evidence of Vietnam service
• Medical records showing treatment

23
Department of Veterans Affairs

• VA physicals to be done at DoD hospital
• Agreement reached in November
• No details yet on when or how
• Prostate cancer and Agent Orange
• DD Form 214 as evidence of Vietnam service
• Medical records showing treatment
• Respiratory diseases and Agent Orange

24
Social Security Benefits

• Korean citizen spouses eligible at age 62

25
Social Security Benefits

• Korean citizen spouses eligible at age 62
• Her benefits taxable at 25.5

26
Social Security Benefits

• Korean citizen spouses eligible at age 62
• Her benefits taxable at 25.5
• Non-refundable, but may be applied to taxes owed
  on joint return

27
Social Security Benefits

• Korean citizen spouses eligible at age 62
• Her benefits taxable at 25.5
• Non-refundable, but may be applied to taxes owed
  on joint return
• Retiree drawing benefits also eligible for

28
Social Security Benefits

• Korean citizen spouses eligible at age 62
• Her benefits taxable at 25.5
• Non-refundable, but may be applied to taxes owed
  on joint return
• Retiree drawing benefits also eligible for
• Childs benefits for each child under 19

29
Social Security Benefits

• Korean citizen spouses eligible at age 62
• Her benefits taxable at 25.5
• Non-refundable, but may be applied to taxes owed
  on joint return
• Retiree drawing benefits also eligible for
• Childs benefits for each child under 19
• Mothers benefits for wife if children under 16

30
Medicare Part B Enrollment

• Automatic enrollment if 65 or over and not
  already enrolled

31
Medicare Part B Enrollment

• Automatic enrollment if 65 or over and not
  already enrolled
• Automatic enrollment for Korean citizen spouses
  and widows who are 65 or over

32
Medicare Part B Enrollment

• Automatic enrollment if 65 or over and not
  already enrolled
• Automatic enrollment for Korean citizen spouses
  and widows who are 65 or over
• Elimination of late enrollment penalty only
  applies to enrollments in 2001-2004

33
Medicare Part B Enrollment

• Automatic enrollment if 65 or over and not
  already enrolled
• Automatic enrollment for Korean citizen spouses
  and widows who are 65 or over
• Elimination of late enrollment penalty only
  applies to enrollments in 2001-2004
• Your choice when to start coverage in 2004 for
  reimbursement of medical expenses

34
Medicare Part B

• Hospice Care covered by Medicare Part B

35
Medicare Part B

• Hospice Care covered by Medicare Part B
• For patients diagnosed with a terminal illness
  and no chance of recovery, only for care provided
  in U.S.

36
Medicare Part B

• Hospice Care covered by Medicare Part B
• For patients diagnosed with a terminal illness
  and no chance of recovery, only for care provided
  in U.S.
• Coverage in 90-day increments up to 6 months

37
Medicare Part B

• Hospice Care covered by Medicare Part B
• For patients diagnosed with a terminal illness
  and no chance of recovery, only for care provided
  in U.S.
• Coverage in 90-day increments up to 6 months
• Then coverage in 60-day increments with approval
  from doctor and hospice care management

38
Medicare Part B

• Hospice Care covered by Medicare Part B
• For patients diagnosed with a terminal illness
  and no chance of recovery, only for care provided
  in U.S.
• Coverage in 90-day increments up to 6 months
• Then coverage in 60-day increments with approval
  from doctor and hospice care management
• Patient must waive any other medical care and
  medical procedures except those provided as part
  of hospice care

39
Survivor Benefit Plan

• Elimination of age 62 Social Security offset

40
Survivor Benefit Plan

• Elimination of age 62 Social Security offset
• Currently reduces coverage from 55 to 35

41
Survivor Benefit Plan

• Elimination of age 62 Social Security offset
• Currently reduces coverage from 55 to 35
• 3-1/2 year phase out starting in Oct 2005

42
Survivor Benefit Plan

• Elimination of age 62 Social Security offset
• Currently reduces coverage from 55 to 35
• 3-1/2 year phase out starting in Oct 2005
• Oct 2005 increase from 35 to 40

43
Survivor Benefit Plan

• Elimination of age 62 Social Security offset
• Currently reduces coverage from 55 to 35
• 3-1/2 year phase out starting in Oct 2005
• Oct 2005 increase from 35 to 40
• Apr 2006 increase from 40 to 45

44
Survivor Benefit Plan

• Elimination of age 62 Social Security offset
• Currently reduces coverage from 55 to 35
• 3-1/2 year phase out starting in Oct 2005
• Oct 2005 increase from 35 to 40
• Apr 2006 increase from 40 to 45
• Apr 2007 increase from 45 to 50

45
Survivor Benefit Plan

• Elimination of age 62 Social Security offset
• Currently reduces coverage from 55 to 35
• 3-1/2 year phase out starting in Oct 2005
• Oct 2005 increase from 35 to 40
• Apr 2006 increase from 40 to 45
• Apr 2007 increase from 45 to 50
• Apr 2008 final increase from 50 to 55

46
Survivor Benefit Plan

• Elimination of age 62 Social Security offset
• Currently reduces coverage from 55 to 35
• 3-1/2 year phase out starting in Oct 2005
• Oct 2005 increase from 35 to 40
• Apr 2006 increase from 40 to 45
• Apr 2007 increase from 45 to 50
• Apr 2008 final increase from 50 to 55
• Supplemental SBP charge eliminated Nov 2004

47
Survivor Benefit Plan

• Open enrollment period starting Oct 2005

48
Survivor Benefit Plan

• Open enrollment period starting Oct 2005
• For one year, ending Sep 2006

49
Survivor Benefit Plan

• Open enrollment period starting Oct 2005
• For one year, ending Sep 2006
• Able to buy in by paying premiums back to when
  you retired plus late enrollment penalty

50
Survivor Benefit Plan

• Open enrollment period starting Oct 2005
• For one year, ending Sep 2006
• Able to buy in by paying premiums back to when
  you retired plus late enrollment penalty
• May be affordable if you havent been retired for
  a long time

51
Survivor Benefit Plan

• Open enrollment period starting Oct 2005
• For one year, ending Sep 2006
• Able to buy in by paying premiums back to when
  you retired plus late enrollment penalty
• May be affordable if you havent been retired for
  a long time
• No information available yet

52
Survivor Benefit Plan

• Open enrollment period starting Oct 2005
• For one year, ending Sep 2006
• Able to buy in by paying premiums back to when
  you retired plus late enrollment penalty
• May be affordable if you havent been retired for
  a long time
• No information available yet
• On-line calculator plus SBP counselor will help

53
Survivor Benefit Plan

• Buy-in examples from 1999-2000 open enrollment
  period

54
Survivor Benefit Plan

• Buy-in examples from 1999-2000 open enrollment
  period
• CW4 retired in 1992 and enrolled in SBP in 1999
  would pay 21,383 to buy in

55
Survivor Benefit Plan

• Buy-in examples from 1999-2000 open enrollment
  period
• CW4 retired in 1992 and enrolled in SBP in 1999
  would pay 21,383 to buy in
• MSG (E-8) retired in 1974 and enrolled in SBP in
  1999 would pay 46,370

56
Survivor Benefit Plan

• Buy-in examples from 1999-2000 open enrollment
  period
• CW4 retired in 1992 and enrolled in SBP in 1999
  would pay 21,383 to buy in
• MSG (E-8) retired in 1974 and enrolled in SBP in
  1999 would pay 46,370
• Capt retired in 1981 and enrolled in SBP in 1999
  would pay about 46,000 to buy in

57
Survivor Benefit Plan

• SBP is good deal that is getting better

58
Survivor Benefit Plan

• SBP is good deal that is getting better
• Tax-free premiums excellent annuity, especially
  if you dont have VA disability rating

59
Survivor Benefit Plan

• SBP is good deal that is getting better
• Tax-free premiums excellent annuity, especially
  if you dont have VA disability rating
• Tax-free for Korean citizen spouses

60
Survivor Benefit Plan

• SBP is good deal that is getting better
• Tax-free premiums excellent annuity, especially
  if you dont have VA disability rating
• Tax-free for Korean citizen spouses
• Starts paying faster than other survivor
  annuities such as Social Security and VA

61
Survivor Benefit Plan

• SBP is good deal that is getting better
• Tax-free premiums excellent annuity, especially
  if you dont have VA disability rating
• Tax-free for Korean citizen spouses
• Starts paying faster than other survivor
  annuities such as Social Security and VA
• SSA offset now being eliminated, VA-DIC offset
  will probably go in next year or two

62
DFAS Via Your Computer

• myPay access at https//mypay.dfas.mil

63
DFAS Via Your Computer

• myPay access at https//mypay.dfas.mil
• Maintain your own account info

64
DFAS Via Your Computer

• myPay access at https//mypay.dfas.mil
• Maintain your own account info
• Access and print retiree account statements

65
DFAS Via Your Computer

• myPay access at https//mypay.dfas.mil
• Maintain your own account info
• Access and print retiree account statements
• Access and print 1099-R for taxes

66
DFAS Via Your Computer

• myPay access at https//mypay.dfas.mil
• Maintain your own account info
• Access and print retiree account statements
• Access and print 1099-R for taxes
• Earlier and immediate access to documents on-line
  than if you receive them by mail

67
DFAS Via Your Computer

• myPay access at https//mypay.dfas.mil
• Maintain your own account info
• Access and print retiree account statements
• Access and print 1099-R for taxes
• Earlier and immediate access to documents on-line
  than if you receive them by mail
• Account statements on Dec 4, via mail Dec 17-29

68
DFAS Via Your Computer

• myPay access at https//mypay.dfas.mil
• Maintain your own account info
• Access and print retiree account statements
• Access and print 1099-R for taxes
• Earlier and immediate access to documents on-line
  than if you receive them by mail
• Account statements on Dec 4, via mail Dec 17-29
• 1099-R tax forms on Dec 13, via mail Dec 17-29

69
Delta Dental AARP Insurance

• Delta Dental Retiree insurance for military
  retirees is not available outside U.S.

70
Delta Dental AARP Insurance

• Delta Dental Retiree insurance for military
  retirees is not available outside U.S.
• Delta Dental AARP is available to U.S. residents
  to receive care outside U.S.

71
Delta Dental AARP Insurance

• Delta Dental Retiree insurance for military
  retirees is not available outside U.S.
• Delta Dental AARP is available to U.S. residents
  to receive care outside U.S.
• Must be U.S. resident

72
Delta Dental AARP Insurance

• Delta Dental Retiree insurance for military
  retirees is not available outside U.S.
• Delta Dental AARP is available to U.S. residents
  to receive care outside U.S.
• Must be U.S. resident
• Must be member of AARP (12/year)

73
Delta Dental AARP Insurance

• Delta Dental Retiree insurance for military
  retirees is not available outside U.S.
• Delta Dental AARP is available to U.S. residents
  to receive care outside U.S.
• Must be U.S. resident
• Must be member of AARP (12/year)
• Examples on following pages for resident of Texas
  (other states may be different)

74
Delta Dental AARP Coverage

• Plan A Standard Plan B Low-Cost

75
Delta Dental AARP Coverage

• Plan A Standard Plan B Low-Cost
• First year coverage diagnostic/preventative
  100/80 Periodontal cleaning 80/50 Denture
  repair 80/50 Fillings 50/50 Oral surgery
  50/50 Root canals 50/50

76
Delta Dental AARP Coverage

• Plan A Standard Plan B Low-Cost
• First year coverage diagnostic/preventative
  100/80 Periodontal cleaning 80/50 Denture
  repair 80/50 Fillings 50/50 Oral surgery
  50/50 Root canals 50/50
• Additional after first year Periodontics
  50/50 Crown and cast restorations 50/50
  Dentures 50/50

77
Delta Dental AARP Coverage

• Plan A Standard Plan B Low-Cost

78
Delta Dental AARP Coverage

• Plan A Standard Plan B Low-Cost
• Additional with annual payment Dental accident
  100/0 (lifetime maximum dental accident 1,000)

79
Delta Dental AARP Coverage

• Plan A Standard Plan B Low-Cost
• Additional with annual payment Dental accident
  100/0 (lifetime maximum dental accident
  1,000)
• Deductibles and maximum per enrollee for Plan A/B
  Annual deductible 50/100 Annual maximum
  benefit 1,200/1,000 Temporomandibular joint
  dysfunction treatment lifetime maximum 300

80
Delta Dental AARP Costs

• Plan A Standard Plan B Low-Cost

81
Delta Dental AARP Costs

• Plan A Standard Plan B Low-Cost
• Payment (month quarter 6 month annual)

82
Delta Dental AARP Costs

• Plan A Standard Plan B Low-Cost
• Payment (month quarter 6 month annual)
• Single - 39.87/29.93

83
Delta Dental AARP Costs

• Plan A Standard Plan B Low-Cost
• Payment (month quarter 6 month annual)
• Single - 39.87/29.93 119.04/89.34

84
Delta Dental AARP Costs

• Plan A Standard Plan B Low-Cost
• Payment (month quarter 6 month annual)
• Single - 39.87/29.93 119.04/89.34
  236.88/177.78

85
Delta Dental AARP Costs

• Plan A Standard Plan B Low-Cost
• Payment (month quarter 6 month annual)
• Single - 39.87/29.93 119.04/89.34
  236.88/177.78 473.76/351.96

86
Delta Dental AARP Costs

• Plan A Standard Plan B Low-Cost
• Payment (month quarter 6 month annual)
• Single - 39.87/29.93 119.04/89.34
  236.88/177.78 473.76/351.96
• Two Persons - 78.78/58.88 235.17/175.77
  467.94/349.74 935.88/692.52

87
Delta Dental AARP Costs

• Plan A Standard Plan B Low-Cost
• Payment (month quarter 6 month annual)
• Single - 39.87/29.93 119.04/89.34
  236.88/177.78 473.76/351.96
• Two Persons - 78.78/58.88 235.17/175.77
  467.94/349.74 935.88/692.52
• Family - 119.79/83.68 357.57/249.78
  711.60/497.04 1,423.20/984.12

88
Delta Dental Summary

• We are attempting to find out more details on
  availability to U.S. military retirees living
  outside the U.S.

89
Delta Dental Summary

• We are attempting to find out more details on
  availability to U.S. military retirees living
  outside the U.S.
• Delta Dental AARP is very similar in cost and
  coverage to Delta Dental Retiree provided by
  military

90
Delta Dental Summary

• We are attempting to find out more details on
  availability to U.S. military retirees living
  outside the U.S.
• Delta Dental AARP is very similar in cost and
  coverage to Delta Dental Retiree provided by
  military
• If interested or for more information go to
  http//www.deltadentalins.com/aarp/

91
Non-SOFA Vehicle Registration

• Recently re-issued USFK Regulation 190-7

92
Non-SOFA Vehicle Registration

• Recently re-issued USFK Regulation 190-7
• Changes to retiree vehicle registration
• No longer need sponsorship by Area Cdr
• Authorizes USFK-wide vehicle access
• Authorizes access up to FPCON DELTA

93
Non-SOFA Vehicle Registration

• Recently re-issued USFK Regulation 190-7
• Changes to retiree vehicle registration
• No longer need sponsorship by Area Cdr
• Authorizes USFK-wide vehicle access
• Authorizes access up to FPCON DELTA
• Changes to widow vehicle registration
• Sponsorship still required by Area Cdr
• Authorizes USFK-wide vehicle access
• Authorizes access up to FPCON DELTA

94
In Closing

• RAO Christmas vacation Dec 24-Jan 10, visit Seoul
  on Jan 11, office Jan 12-13

95
In Closing

• RAO Christmas vacation Dec 24-Jan 10, visit Seoul
  on Jan 11, office Jan 12-13
• If you need assistance call 017-477-1441

96
In Closing

• RAO Christmas vacation Dec 24-Jan 10, visit Seoul
  on Jan 11, office Jan 12-13
• If you need assistance call 017-477-1441
• Or leave message on answering machine

97
In Closing

• RAO Christmas vacation Dec 24-Jan 10, visit Seoul
  on Jan 11, office Jan 12-13
• If you need assistance call 017-477-1441
• Or leave message on answering machine
• Or send e-mail

98
In Closing

• RAO Christmas vacation Dec 24-Jan 10, visit Seoul
  on Jan 11, office Jan 12-13
• If you need assistance call 017-477-1441
• Or leave message on answering machine
• Or send e-mail
• Benefits improving for disabled retirees

99
In Closing

• RAO Christmas vacation Dec 24-Jan 10, visit Seoul
  on Jan 11, office Jan 12-13
• If you need assistance call 017-477-1441
• Or leave message on answering machine
• Or send e-mail
• Benefits improving for disabled retirees
• First step to improved survivor benefits

100
In Closing

• Next step for disabled retirees

101
In Closing

• Next step for disabled retirees
• Eliminate 10-year phase in of CRDP for all
  disabled retirees, not just 100 disabled

102
In Closing

• Next step for disabled retirees
• Eliminate 10-year phase in of CRDP for all
  disabled retirees, not just 100 disabled
• Next step for widows

103
In Closing

• Next step for disabled retirees
• Eliminate 10-year phase in of CRDP for all
  disabled retirees, not just 100 disabled
• Next step for widows
• Eliminate VA-DIC offset to SBP

104
In Closing

• Next step for disabled retirees
• Eliminate 10-year phase in of CRDP for all
  disabled retirees, not just 100 disabled
• Next step for widows
• Eliminate VA-DIC offset to SBP
• Other improvements

105
In Closing

• Next step for disabled retirees
• Eliminate 10-year phase in of CRDP for all
  disabled retirees, not just 100 disabled
• Next step for widows
• Eliminate VA-DIC offset to SBP
• Other improvements
• Working with PACAF on raising the Space-A
  priority for ambulatory medevac patients

106
In Closing

• Other improvements

107
In Closing

• Other improvements
• Retiree highlighted need for Korean handicap
  decal for SOFA registered vehicles

108
In Closing

• Other improvements
• Retiree highlighted need for Korean handicap
  decal for SOFA registered vehicles
• SOFA decal not recognized for Korean handicap
  parking

109
In Closing

• Other improvements
• Retiree highlighted need for Korean handicap
  decal for SOFA registered vehicles
• SOFA decal not recognized for Korean handicap
  parking
• SOFA personnel not currently authorized to obtain
  Korean handicap decal

110
In Closing

• Other improvements
• Retiree highlighted need for Korean handicap
  decal for SOFA registered vehicles
• SOFA decal not recognized for Korean handicap
  parking
• SOFA personnel not currently authorized to obtain
  Korean handicap decal
• Problem raised to SOFA Secretariat to address
  with Korean Ministry of Transportation

111
Are there any questions?