Credal KPI

1
Credal KPI

• How money can strike against social exclusion

2
Credal basics

• Loans to social economy
• organisations
• Micro-loans to micro-entre-
• preneurs without bank access
• Venture Capital to social
• economy organisations
• Social consumption credit to
• individuals
• Consulting office for social
• economy organisations

• 7 mio euros savings
• Around 700 cooperators
• 49 shares without
• financial return
• 51 shares a dividend
• equivalent to inflation

3
Credal incomes
private donations to feed our guarantee funds
4
Credal main financial data
Total income per annum (in ) for the 12 month
period ended December 2002 974 896
Of which - in direct
earnings (income produced by service) 423
600 - in private
donation 200 897 - in
employment grants 185 610 - in the following
other grants
- EU funding for Micro credit 128 741
- Local Gvt for
the consulting service 17
463 Funding of the Balance sheet Credal own
equities 905 391 (Granted by
Individuals, Foundations, ethical investment
products) Shares 3 888 373 Loans to
Credal 2 557 852
5
Credal KPIs
6
Credal KPIs
7
Credal KPIs
8
Credal KPIs
9
Credal KPIs