You Deserve A Health Fund THAT PAYS MORE. - PowerPoint PPT Presentation

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You Deserve A Health Fund THAT PAYS MORE.

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Lifetime Health Cover loading (LHC) is a government imposed penalty on private health insurance premiums, put in place to  encourage Australians to take out private health insurance earlier in life. It is very important to be aware if you have any LHC before signing up for a policy (especially online) because it will affect the price – sometimes considerably. LHC can be so utterly complex that it is highly recommended that you speak to an experienced health insurance adviser to help you calculate any loading before comparing health insurance funds. Contact us for Lifetime health cover loading explained – PowerPoint PPT presentation

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Title: You Deserve A Health Fund THAT PAYS MORE.


1
You Deserve A Health Fund THAT PAYS MORE.
Optical
Dental
02
01
PHYSIOTHERAPY
Placeholder
04
03
CHIROPRACTOR
REMEDIAL MASSAGE
06
05
2
You Deserve A Health Fund THAT PAYS MORE.
Insurance for Dental
Optical
Do you avoid dental visits because of the cost?
So do one in five Australian adults! Dental
health insurance can offset dental care costs,
but policies are far from equal. Learn how dental
health insurance works, including whats covered
under different policies, pitfalls to look out
for, and how to find a plan to suit your needs.
Insurance for Dental Your Essential Guide to
Dental Health Cover
PHYSIOTHERAPY
Placeholder
CHIROPRACTOR
3
Optical Insurance
Optical
So, we help you compare your health insurance and
switch to a new health fund that pays fair
returns at any registered health provider
practice in Australia. We are in Top 10 Private
Health Insurance Australia
PHYSIOTHERAPY
Placeholder
CHIROPRACTOR
4
PHYSIOTHERAPY INSURANCE
Optical
PHYSIOTHERAPY insurance premiums keep going up
in price every year but you may have noticed that
your extras payouts and benefits might stay the
same. Top Private Health Fund Australia
PHYSIOTHERAPY
Placeholder
CHIROPRACTOR
5
Useful Information
Optical
HEALTH INSURANCE AND TAXES IN 2022 All
Australians contribute 1 of their income to
support Medicare and our public health system
through a tax called the Medicare Levy. If you
earn over the taxable income thresholds listed in
this article, you will have to pay an additional
tax for the 2021/2022 financial year called
the Medicare Levy Surcharge. You can avoid all or
part of this additional tax surcharge if you hold
at least a private hospital cover policy during
the same financial year. For every day you have
private hospital cover, you avoid the Medicare
Levy Surcharge for that day come tax time in
2022. The same income thresholds apply to the
private health insurance government rebate, which
we will also detail below.
PHYSIOTHERAPY
Placeholder
CHIROPRACTOR
6
LIFETIME HEALTH COVER LOADING EXPLAINED
We explain how lifetime health cover may affect
you. Use our lifetime health cover loading
calculator below. Lifetime Health Cover loading
(LHC) is a government imposed penalty on private
health insurance premiums, put in place to 
encourage Australians to take out private health
insurance earlier in life. It is very important
to be aware if you have any LHC before signing up
for a policy (especially online) because it will
affect the price sometimes considerably. LHC
can be so utterly complex that it is highly
recommended that you speak to an experienced
health insurance adviser to help you calculate
any loading before comparing health insurance
funds. Contact us for Lifetime health cover
loading explained
Optical
PHYSIOTHERAPY
Placeholder
CHIROPRACTOR
7
Thank You
www.fairhealthcare.com.au
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