Canada Super Visa Insurance Vs. Regular Travel Insurance: What’s the Difference?

1
Canada Super Visa Insurance Vs. Regular Travel
Insurance Whats the Difference?
2
When planning a trip to Canada, it is essential
to consider the type of insurance coverage needed
to protect yourself and your loved ones. Two
common insurance options possible for visitors to
Canada are Super Visa Insurance and regular
travel insurance. While they may seem similar,
there are significant differences between the
two. We will explore the differences between
Canada Super Visa Insurance and regular travel
insurance.
3

• Super Visa Insurance
• Super Visa Insurance is a type of medical
  insurance designed specifically for parents and
  grandparents visiting Canada on a Super Visa. The
  Super Visa is a multiple-entry visa that allows
  parents and grandparents to visit their children
  and grandchildren in Canada for up to two years
  at a time, with a maximum validity of 10 years.
  To be eligible for the Super Visa, applicants
  must have medical insurance coverage from a
  Canadian insurance company for at least one year
  and provide proof of coverage when applying for
  the visa.
• Super Visa Insurance provides comprehensive
  medical coverage, including hospitalization,
  emergency medical care, prescription drugs, and
  other medical expenses. It also offers coverage
  for pre-existing medical conditions, which is not
  typically covered under regular travel insurance.
  Super Visa Insurance is mandatory for Super Visa
  applicants and must meet the minimum coverage
  requirements set by the Canadian government.
• Regular Travel Insurance
• Regular travel insurance is designed for
  short-term travel, typically for a few weeks or
  months. It provides coverage for various
  travel-related issues, including trip
  cancellation or interruption, lost or stolen
  baggage, and emergency medical expenses. However,
  regular travel insurance does not cover
  pre-existing medical conditions, and coverage
  limits may be lower than Super Visa Insurance.

4
Differences between Super Visa Insurance and
Regular Travel Insurance Coverage for
pre-existing medical conditions Super Visa
Insurance you can choose the coverage for
pre-existing medical conditions. This is a
critical difference as pre-existing conditions
can be a significant factor in the medical care
needed during a visit to Canada. Length of
Coverage Super Visa Insurance provides coverage
for up to one year, while regular travel
insurance is typically designed for short-term
travel, ranging from a few weeks to several
months. For parents and grandparents visiting
Canada on a Super Visa, Super Visa Insurance is
the better option as it provides longer
coverage. Coverage limits Super Visa Insurance
coverage limits are higher than those of regular
travel insurance. This is because Canada Super
Visa Insurance is designed to provide
comprehensive medical coverage for a more
extended period, whereas regular travel insurance
is typically designed for shorter trips.
5
Cost Super Visa Insurance may be more expensive
than regular travel insurance due to the higher
coverage limits and longer coverage periods.
However, the cost of Super Visa Insurance is
still reasonable when considering the potential
cost of medical expenses in Canada. Super Visa
Insurance and regular travel insurance both offer
insurance coverage for visitors to Canada, but
they are designed for different types of travel.
Canada Super Visa Insurance that you can have
after consultation with Gurinder Chahal of Punjab
Insurance Inc, is mandatory for parents and
grandparents visiting Canada on a Super Visa and
provides comprehensive medical coverage,
including coverage for pre-existing medical
conditions. So, contact him at 587 707 7000 to
discuss your insurance requirement.
6
Thanks!

• Any questions?

• You can find me at www.supervisa-insurance.com