Energy Retrofit Programs from NCHFA

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Energy Retrofit Programs from NCHFA

• Bob Dunham
• Manager,
• Home Ownership Investment
• NC Housing Finance Agency

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Energy Retrofit Programs from NCHFA

• Bob Dunham
• Manager,
• Home Ownership Investment
• NC Housing Finance Agency

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Our Mission. . . Is to create affordable
housing opportunitiesfor North Carolinians whose
needs are not met by the market.
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NCHFA A typical year
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Rental Production
SystemVision Standards
100 Energy Star
Design Standards
Supportive Housing
5000 Energy Star Bonus
1,000 Green Incentive
SystemVision Option
Home Buyer Assistance
Design Standards Added
House Characterization Training
Energy Standards Added
Continuous Ventilation Added
Single-Family Rehabilitation
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Some Personal History
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May 1977 When the President called the
battle to save energy the moral equivalent of
war
I had already signed up as a foot soldier . . .
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Federal funds were beginning to flow into rehab
and retrofit. WAP was just getting
started. Little guidance. Few rules.
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We dabbled in solar heat
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We did solar water heaters
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NCHFA since 1989
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NCHFA Rehab and Repair Programs

• Lead Assistance Partnership (LAPP)
• Construction Training Partnership (CTP)
• Displacement Prevention Partnership (DPP)
• Urgent Repair Program (URP)
• Single-Family Rehabilitation (SFR)
• Duke Home Energy Loan Pool (HELP)

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What They Have in Common

• Urgent Repair Program (URP)
• Duke Home Energy Loan Pool (HELP)
• Single-Family Rehabilitation (SFR)

All work through local partners Non-profits Loc
al Governments Councils of Governments
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What They Have in Common

• Urgent Repair Program (URP)
• Duke Home Energy Loan Pool (HELP)
• Single-Family Rehabilitation (SFR)

All work through local partners All are
competitive Capacity of organization Need in
community Eligibility of service area
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What They Have in Common

• Urgent Repair Program (URP)
• Duke Home Energy Loan Pool (HELP)
• Single-Family Rehabilitation (SFR)

All work through local partners All are
competitive Total funding usually 11-12
Million
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What They Have in Common

• Urgent Repair Program (URP)
• Duke Home Energy Loan Pool (HELP)
• Single-Family Rehabilitation (SFR)

All work through local partners All are
competitive Total funding usually 11-12
Million All serve primarily elderly and
disabled Owner-occupants All create local jobs

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AlllAll Beneficiaries are Elderly and/or Disabled.
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What They Have in Common

• Urgent Repair Program (URP)
• Duke Home Energy Loan Pool (HELP)
• Single-Family Rehabilitation (SFR)

All work through local partners All are
competitive Total funding usually 11-12
Million All serve primarily elderly and
disabled Owner-occupants All create local jobs

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URP

• Urgent Repair Program
• Up to 5,000
• Granted to homeowner
• Average household income 11,000
• No habitability standard

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URP

• Urgent Repair Program
• Up to 5,000
• Granted to homeowner
• Average household income 10,000
• No habitability standard
• Often used with WAP
• On the same house
• By the same organization

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Duke HELP

• Duke Home Energy Loan Pool
• Up to 10,000 for energy-efficiency measures
• Forgiven at 1,000 per year
• Add-on funding
• Stringent energy/performance standards
• 6 editions evolved 19 years
• Test in, test out

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Currently using WAP tightness standards
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Space Invaders
(Crawlspace that is)
Our team inspects a sampling of each projects
rehab jobs
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Duke HELP

• Duke Home Energy Loan Pool
• Up to 10,000 for energy-efficiency measures
• Forgiven at 1,000 per year
• Add-on funding
• Stringent energy/performance standards
• 6 editions evolved 19 years
• Test in, test out
• ASHRAE 62.2
• Training regimen

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PHRANC Certified Rehabilitation Specialists
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Duke HELP

• Local Organization applies for membership
• Member reserves funds unit-by-unit
• Member matches HELP with other comprehensive
  rehab funds
• CDBG
• HOME
• USDA-504 or HPG
• SFR

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What is Comprehensive Rehab?

• Protects household health and safety
• Removes threats to the environment
• Removes threats from the environment
• Includes energy-efficiency measures --
• But protects the energy investment by treating
  imminent threats to the durability of the home
• Keeps the home in the states stock of affordable
  housing (and out of the landfill) for at least 30
  more years

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Comprehensive Rehab Facilitates Aging in Place

• basic repairs
• to protect health and safety,

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80,000 NC grandparents are raising children
under 18
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Lead-paint poisoned At Grandmothers house
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Comprehensive Rehab Facilitates Aging in Place

• basic repairs
• to protect health and safety,
• modifications to prevent institutionalization

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Comprehensive Rehab Enables Aging in Place

• Modifications to
• Maximize self-care/ADLs
• Make tasks easier
• Reduce accidents
• Support independent living

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Institutionalization costs
Thats 4 6 Rehab Jobs. . . . . . .or 45 to 60
Urgent Repair Jobs
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Be it ever so humble, its where they want to be.
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Comprehensive Rehab Facilitates Aging in Place

• basic repairs
• to protect health and safety,
• modifications to prevent institutionalization
• And the structural integrity
• of the home.

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Comprehensive Rehab Can Yield Major
Transformations
Energy-Efficiency and Beyond
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Before
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During
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After
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A rare exception . . .
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SFR

• Single Family Rehabilitation program
• Low-income elderly and disabled only
• Loans up to 48,000 for comprehensive rehab
• Forgiven at 3,000 per year
• Same stringent performance standards as HELP
• Rotation through NCs 100 counties
• Annual competitions
• 200,000 - 400,000 per project

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Rehab/Repair Funders

• HUD
• NC Housing Finance Agency
• USDA-Rural Development
• NC Department of Commerce
• Div. of Community Assistance
• Office of Economic Opportunity

Over 50 Million Annually for Retrofit in NC
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www.nchfa.com

• bdunham_at_nchfa.com
• 919-877-5626

Questions?