ACI Integrated Risk Management

1
Jim Woodworth ACI Worldwide More than 20 banks
worldwide use ACI products for managing
multi-application smartcards
2
National and International Identity

• Multi-App will be driven by Government or
  Consumer Payments
• Hong Kong Smart Card Project
• Chip Authentication program
• Pull vs Push
• Hard to sell the service to consumers
• Card associations could make it a lot more
  attractive to consumers
• Payment Identity Issues
• A lot of interest from banks in moving this way
• Will regulation and pricing influence change ?