CHAPTER 43: CONSUMER LAW

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CHAPTER 43 CONSUMER LAW
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CHAPTER 43 CONSUMER LAW

• Learning Objectives
• Nature of Consumer Protection Laws
• Protecting the Purchaser
• Protecting the Debtor

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PROTECTING THE PURCHASER

• Need for Protection
• Labeling and Packaging
• Advertising
• Nature of puffery
• Deceptive Advertising
• Federal Trade Commission Actions
• Sales Restrictions

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PROTECTING THE DEBTOR

• Need for Protection
• Attaining Credit
• Truth in Lending Act
• Equal Credit Opportunity Act
• Reporting Credit Information
• Essence of the Fair Credit Reporting Act
• Notice Provision
• Control of Information

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PROTECTING THE DEBTOR

• Electronic Funds Transfers
• Essence
• Electronic Funds Transfer Act
• Substantive Provisions
• Liability
• Identity Theft
• Essence
• Fair and Accurate Credit Transaction Act

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PROTECTING THE DEBTOR

• Collecting the Debt
• Fair Credit Billing Act
• Fair Debt Collection Practices Act

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CHAPTER 43 CONSUMER LAW