Directorate for Implementing Programs for SME

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GOVERNMENT OF ROMANIA MINISTRY OF ECONOMY
Directorate for Implementing Programs for SMEs

• 2012

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Directorate for Implementing Programs for SMEs

• The Directorate for Implementing Programs for
  SMEs (DIPIMM) works in the Ministry of Economy.
  Its principals are linked by developing the SMEs
  sector in Romania, as follow
• Ensuring a coherence of strategies developed at
  governmental level with and impact to SMEs
  sector
• Granting a financial support by state compatible
  with European Commission recommendations
• Measures of supporting SMEs should not distort
  the working of market mechanisms
• Ensuring the transparency of actions focused on
  developing SMEs sectors
• Middle term development strategy for SMEs will be
  regularly updated according to designed and
  implemented measures
• A special attention will be granted to the
  development of SMEs in  regions in which social
  and industrial infrastructure is weak, and
  unemployment rate high. The Directorate for
  Implementing Programs for SMEs (DIPIMM)
  co-operates tightly with organizations having an
  impact on the development of the SMEs sector.
• DIPIMM implements various programs for developing
  SMEs, as Mihail Kogalniceanu program for small
  and medium enterprises, the program for
  commerce, the program for handicrafts and program
  for young entrepreneurs which want to start a
  business, in partnership with banks, the program
  for supporting of business incubators. These
  programs are implemented through the Territorial
  Offices for Small, Medium Enterprises and
  Cooperations( TOSMEC ) witch are subordinated to
  the Ministry of Economy.

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Directorate for Implementing Programs for SMEs

• There are eight major TOSMECs, divided for every
  county in Romania
• TOSMEC Brasov Brasov, Covasna , Sibiu
• TOSMEC Cluj- Napoca Bihor, Bistrita Nasaud,
  Cluj, Maramures, Satu Mare, Salaj
• TOSMEC Constanta Braila, Buzau, Constanta,
  Galati, Tulcea, Vrancea
• TOSMEC Craiova Dolj, Gorj, Mehedinti, Olt,
  Valcea
• TOSMEC Iasi Bacau, Botosani, Iasi, Neamt,
  Suceava, Vaslui
• TOSMEC Ploiesti Arges, Calarasi, Dambovita,
  Giurgiu, Ilfov, Prahova, Teleorman
• TOSMEC Targu Mures Alba, Harghita, Mures
• TOSMEC Timisoara Arad, Caras-Severin, Hunedoara,
  Timis

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Directorate for Implementing Programs for SMEs
The Program for trade and market services
Budget for 2013 17 000 000 lei Financing
scheme
maximum 80 for microenterprises - Grant
maximum 70 for small
enterprises
maximum 60 for medium enterprises, Of the
eligible costs, but not more than 80 000 lei
(Grant) / SME with an age of minim 1 year and
activity in commerce and market services
National Program for Handicrafts
Budget for 2013 1 000 000 lei Program
features organizing the National Fair for
Handicrafts
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Directorate for Implementing Programs for SMEs
Program to develop entrepreneurial skills among
young people and facilitate their access to
financing - START
Budget for 2013 20 000 000 lei
Financing scheme with bank loan maximum
70 Grant
minimum 30 loan
(guaranteed 80 by FNGCIMM) Financing scheme
without bank loan maximum 70 Grant

minimum 30 own contribution, Of the
eligible costs, but not more than 100000 lei
Grant/SME with an age of minimum 2 years of
activity in production, services and trade
Program to encourage women in business

• Budget for 2013 500 000 lei
• Financing scheme
• Grant - maximum 90 of the eligibile costs, but
  no more than 10 000 Euro / beneficiary with
  activity in products and services made by
  craftsmen and artisans,
• - minimum 10 own contribution

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Directorate for Implementing Programs for SMEs
The Program to encourage the establishment and
development of micro enterprises by young
entrepreneurs
Budget for 2013 25 000 000 lei Financing
scheme with bank loan maximum 50 Grant

minimum 50 loan (guaranteed 80 by
FNGCIMM) Financing scheme without bank loan
maximum 50 Grant
minimum 50
own contribution, Of the eligible costs, but no
more than 10 000 Euro Grant / SRL-Debutant
established in accordance to GEO nr. 6/2011.
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Directorate for Implementing Programs for SMEs
Mihail Kogalniceanu program for small and medium
enterprises

• Budget for 2013 16 150 000 lei
• CREDIT FACILITIES
• Loan of 400.000 lei with the following
  facilities
• partially subsidized interest -subsidy from the
  state budget by the Ministry of Economy,
  amounting to maximum 100 of accrued interest for
  loans in lei, but not more than 9 per annum of
  the outstanding amount of line used credit
  granted under this ordinance.
• guarantees on behalf of State guaranteed by
  FNGCIMM as agent of the Ministry of Finance for
  loans eligible beneficiaries. The State guarantee
  may not exceed 80 but not more than 320,000 lei,
  the loan amount.

Program for establishing and development of
business incubators
Budget for 2013 6 470 000 lei Development of
small and medium enterprises (SMEs) in Romania,
through the establishment of new business
incubators, as well as developing existing
business incubators. Business incubators provide
necessary financial and managerial support
incubated companies to create new jobs, attract
investment to the area and improve local economic
situation.