BANKING KIOSK

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BANKING KIOSK
Presentation By
Diginue Technologies Private LimitedBangalore -
INDIA
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BANKING KIOSK

• Two Models Stand Alone OR Wall Mounted
• Display with receipt printer MICR reader.
• Display with virtual keyboard.
• Card Reader with MICR Scanner Thermal printer

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BANKING KIOSK- FEATURES

• Can function in any environment
• 24/7 operational
• User friendly
• Multiple functions
• Multimedia Ads
• Dynamic Ads
• Scalability
• Dispensing information, forms, leaflets
• Payment accepting coins, currency
• Receipts payments, vouchers
• MICR for Cheque accepting
• Camera for photo, snap
• Signature pad signature verification
• Secure Box for collection

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BANKING KIOSK-SPECIFICATIONS

• Intel Core Duo / Pentium / Celeron M /
  Centrino / P4 HT
• Intel 945 chipset with HT technology
• 512 MB RAM, 80 GB HDD
• Virtual keyboard with pad
• Industrial SBC board
• Touchscreen
• MICR Reader, Barcode Reader, Magnetic Card Reader
• Currency Acceptor
• Secure Box
• Thermal Receipt printer
• Modem / Connectivity to server
• UPS point must
• CRT / LCD model
• 2 Serial / 2 USB / 1 Parallel Post
• Powder coated, Metallic paint / Stainless steel
  unless specified

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BANKING KIOSK-TYPES

• Information Kiosks
• Utility Payment Kiosks.
• Dispensing Kiosks.
• Cheque Depository Kiosks
• Cash Depository Kiosks.

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INFORMATION-KIOSK

• Information Kiosks can be located at points where
  security is a constraint.
• These Kiosks dispense all type of information
  pertaining to the products and services offered
  by your Bank.
• It can be used where the dispensing of
  information is required.
• It helps in eliminating enquiry being addressed
  and also helps in dispensing updated information.
  
• You can also display advertisements and generate
  a supplementary income.

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UTILITY PAYMENT -KIOSK

• Accepts payment through cash, credit / debit
  card, cheque or DD
• User friendly and voice support in local
  languages (optional).
• Can run 24/7, revenue collection increases due to
  no change option.
• A receipt is also dispensed for the payments
  made.
• Card to Card Fund Transfer through the Kiosk.
• Bid-and-buy for various products can done through
  the Kiosk and payment made by cash/cheque/card.
• Donations to charity can be done by
  cash/cheque/card through the Kiosk.

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DISPENSING-KIOSK

• Dispensing of information on the range of
  products and services
• Dispensing of Application forms through the
  built-in printer for various products services
  like Loans, Credit/Debit/Travel cards, Opening of
  various accounts etc.
• These Kiosks also provide facility for applying
  on-line for various products services offered
  by the bank.

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CHEQUE DEPOSITORY-KIOSK

• Accept Cheques/DD through the built-in cheque
  acceptor.
• For all the Cheques/DD deposited through the
  Kiosk, a receipt is issued with all the relevant
  details of that transaction through a built in
  thermal printer.
• The customer immediately gets an acknowledgement,
  through a receipt, for the deposit of his
  cheque/DD when compared to the present Cheque/DD
  drop boxes that gives no acknowledgement /
  receipts.

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CASH DEPOSITORY-KIOSK

• These Kiosks accept cash through the built-in
  currency acceptor.
• The cash acceptor can accept denominations
  ranging from Rs.10 to Rs.1000.
• It also has a built-in fake note detector.
• It accepts note by note.
• For all the Cash deposited through the Kiosk, a
  receipt will be issued through a built in thermal
  printer with all relevant details of the payment
  transaction

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BENEFITS FROM KIOSK

• Dispensing of information on the range of
  products and services
• Dispensing of Application forms through the
  built-in printer for various products services
  like Loans, Credit/Debit/Travel cards, Opening of
  various accounts etc.
• These Kiosks also provide facility for applying
  on-line for various products services offered
  by the bank.
• Payment facilities offered in the Kiosk can be
  made through either by cash or cheque/DD or
  through Credit/Debit card
• Bill payments for various utilities like
  electricity, telephone, Bank credit cards, Mobile
  bills, Insurance premiums etc. can be made
  through the Kiosk by cash / Cheque / DD / credit
  card / debit card.
• Booking of Train/Air tickets. Pay by
  cash/cheque/card through the Kiosk.
• Card to Card Fund Transfer through the Kiosk.
• Make missed out EMI payments for your various
  loans like Home loans, Car loans, Personal loans,
  Loans against securities, Two-wheeler loans etc
  by cash/cheque/card through the Kiosk.
• Shares and trading in securities market can be
  done through the Kiosk.
• Investments in Bank bonds, Mutual Funds etc. can
  also be made through the Kiosks.

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FACILITES

• Lodge complaints on any issues
• Complaint Management
• Obtain information on complaints already lodged
• Tenders and Notices
• Advertisement of banking products
• Can also be wireless
• Detects fake notes
• Daily / Monthly reports on the cash deposits and
  the envelope transactions can be generated.
• An additional feature where customers can use
  their credit / debit cards to logon to their
  account and make a deposit / payment.
• Connect to the internet and carry out
  transactions through e-banking

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BANKING KIOSK-ADVANTAGES

• Allows branch staff to concentrate on more
  complex tasks and business development
  opportunities
• Reduced service costs ,queuing time in branches
• Empowers customers
• Introduces customers to Internet technologies in
  the safe and secure setting of a branch Promote a
  bank's website 
• Answer frequently-asked customer questions
• Highlight banking products, services, interest
  loan rates, etc.
• Offer self-service facility for selected
  operations
• Capitalize on existing systems increase
  effective technology deployment
• Information can be accessed and received on a 24
  x 7 x 365 basis - business hours of the
  organization can be extended at no extra cost,
  thus bringing in more revenue and profit

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THANK YOU

• Please feel free to write to us for further
  queries on
• marketing_at_diginue.com
• For more information, please visit
• www.diginue.com
• DIGINUE TECHNOLOGIES PRIVATE LIMITED
• Warehouse
• 207/B1, 1st Floor, Bikasipura, J.C. Industrial
  Area, Behind Metro, Near DPS, Kanakpura Road,
  Bangalore 560 068, INDIA