DISABILITY INSURANCE CAN MAKE YOUR LIFE STABLE IN CANADA

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DISABILITY INSURANCE IN CANADA
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WHAT IS DISABILITY INSURANCE ?
Disability Insurance often called DI
or disability income insurance, or income
protection, is a form of insurance that insures
the beneficiary's earned income against the risk
that a disability creates a barrier for a worker
to complete the core functions of their work.
WHY DO YOU NEED DISABILITY INSURANCE ?
Disability insurance is an insurance that gives
you protection against the chance of losing
income if you become disabled and you are not
able to pay your expenses. Disability insurance
offers you financial security by substituting a
part of your income, when you are disabled
because of an accident or illness.
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WHAT ARE THE TYPES OF DISABILITY INSURANCE?
SHORT-TERM DISABILITY POLICIES (STD) 
Have a waiting period of 0 to 14 days with a
maximum benefit period of no longer than two
years.
LONG-TERM DISABILITY POLICIES (LTD)
Have a waiting period of several weeks to several
months with a maximum benefit period ranging from
a few years to the rest of your life.
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WHY DISABILITY INSURANCE IS MUST
Everyone always dreams about their life and the
way their lifestyle should be. Hence everyone
creates their own lifestyle. It may be enjoying
the life to the core, give complete satisfaction
life to their dependents - to get settled in life
at the young age - give good education to their
children in reputed schools - save money for the
retirement life and so on...
WHAT IS NEEDED TO FULFILL YOUR LIFE DREAM
For all these things to get happen the earning
person should be stable to earn and get the life
dreams fulfill.
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WHAT IF SOMETHING HAPPENS TO THE PERSON WHO IS
EARNING AND LOSES THE STABILITY-?
When you lose your ability to earn money, you
could also lose the lifestyle you have created.
An accident or serious illness can happen without
you expecting it, making you unable to work and
earn your income
WHY YOU NEED DISABILITY INSURANCE WHEN YOU HAVE
HEALTH INSURANCE PLAN?
Your health plan can help with the medical bills.
But to recover the lost income- for sure you need
disability insurance.
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I HAVE DISABILITY INSURANCE PROVIDED BY MY
EMPLOYER
Even though you have disability insurance from
your employer it may not be enough reason behind-
when you leave the job the insurance provided by
your employer most probably end with your
employment.
Disability insurance makes sense just imagine
the life without income and addition to that
disability.   Still thinking? Hurry Up!  Get
your Disability Insurance. Dont know where to
get and whom to contact?
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