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If you’re considering purchasing your first home, you probably have a lot of questions about the mortgage process and may even be confused about some aspects of it. To help you make informed decisions as you head towards one of the biggest financial commitments of your life, here are a few guidelines and pointers:

If you’re applying for a mortgage for the first time, you’ve probably heard at least some of the myths listed below. Now, while seeking help from a mortgage broker can definitely simplify the process and make it more manageable, it’s also helpful to try and get a better understanding of mortgage procedures yourself, and by debunking 5 common untruths about them, you should feel a little more mortgage savvy:

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