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The GNMS segment operates a global payments network that processes and settles proprietary and non-proprietary card transactions. GNMS acquires merchants and provides point-of-sale products, multi-channel marketing programs and capabilities, services and data. It provides automated teller machine (ATM) services and enters into partnership agreements with third-party card issuers and acquirers, licensing the American Express brand and extending the reach of the global network.

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Actual results may differ materially from these estimates or forward-looking ... Trademarks which appear in this presentation belong to their respective owners. ...

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