Welcome to the University of Maine

1
Welcome to theUniversity of Maine
Benefits Introduction

• Generous Benefits
• Salary Benefits Total Compensation

2
Getting Enrolled

• Benefits Worksheet
• Individual Benefits Summary
• Attend New Employee Orientation
• Share information with your spouse or significant
  other
• Enroll within 30 days of hire
• Or wait for Open Enrollment in November

3
Who is Eligible for Benefits?

• Regular Employees
• Job offer of 7 months or more
• Full-Time
• 40 hours per week
• Part-Time
• Less than 40 hours per week
• Work Year
• 9, 10, 11, 12 months
• Academic
• Student calendar year
• Part-Time Faculty
• Benefit eligibility based on service and teaching
  assignments
• More info available from Benefits Office or the
  PATFA agreement

4
Health Coverage Eligibility
Employee Category
Premium Paid by Employee
5
University of Maine SystemCOMP-CARE
Comprehensive Group Health Plan/HMO Choice Point
of Service PlanBenefits Summary Effective
January 1, 2007
6
Prescription Drug Coverage
Note Primary Care Physician authorization is
not required. All eligible University of Maine
System Employees Retirees Former Employees on
Long Term Disability and COBRA beneficiaries
7
Retirement Plans

• Mandatory Plans
• Employee contribution University match
• See your Individual Benefits Summary for details
• Voluntary Tax Sheltered Annuities
• Contribute up to the IRS maximum (403(b), 457(b),
  and 415)

8
Term Life Insurance

• Available to full-time employees and employees
  working at least half-time.
• Basic coverage employees annual salary rounded
  up to the nearest 1,000
• Premium for this coverage paid by the University
• Optional additional insurances
• Premiums paid by employee
• Premiums dependent on age, salary, and level of
  coverage selected
• Additional Term Life Insurance
• Up to five times employees annual salary
• Evidence of insurability required for 4x or 5x
  salary or a maximum over 300,000
• Spousal/Domestic Partner Life Insurance
• 10,000 increments up to a maximum of 50,000
  (not to exceed 50 of employees combined basic
  and optional insurance)
• No medical underwriting required
• Child(ren) Life Insurance
• 5,000-10,000 Coverage per child

9
Disability Insurance

• Pre-existing condition clause
• Long-Term Disability (LTD)
• Available to full-time employees and employees
  who work at least half time and who have five
  years of full-time equivalent service
• Premium paid by University
• Benefits begin after employee has been out of
  work for 26 weeks
• Pays 60 of salary up to a monthly maximum of
  10,000
• Short-Term Disability (STD)
• Available to employees working at least half-time
• Employee paid premium based on coverage level
  selected
• Benefits begin after employee has been out of
  work for 14 days (non-faculty)
• Pays 60 of salary up to a weekly maximum of
  1,000 for a maximum of 26 weeks

10
Other Insurances

• Dental
• Premium paid by the University (for full-time
  employees)
• Premium for enrolled dependents paid by employee
• Accidental Death Dismemberment (ADD) Insurance
• Basic Coverage
• Equal to employees salary rounded up to nearest
  1,000
• University pays full premium
• Optional Coverage
• Employees can purchase additional ADD Insurance
  in 10,000 increments up to 350,000, not to
  exceed 10x their salary
• Both individual and family coverage available
• Employees pay full cost of optional coverage

11
Disability (Sick) Leave

• Available for all regular employees
• Leave accrued as you work
• Supervisory notice/approval
• Uses
• You are physically unable to work,
• Routine appointments with health care providers
  or dental appointments
• See your employee handbook/collective bargaining
  agreement
• Accrual rates and carry forward limits available
  in employee handbook/collective bargaining
  agreement

12
Annual (Vacation) Leave

• Available for regular
• Hourly paid employees
• Salaried employees with 9, 10, 11, or 12 month
  work years
• Academic year/student calendar year salaried
  employees not eligible
• Requires supervisor approval
• Employee Handbook/Collective Bargaining Agreement
• Accrual rates
• Carry forward limits
• Maximum amount paid at termination

13
University Holidays

• Twelve Holidays
• Family Holidays
• Non-Family Holiday
• Leave or Pay Benefits Depends on
• Job responsibilities
• Work year
• Work schedule
• Discuss expectations with your supervisor

14
Tuition Waiver

• Employee Tuition Waiver
• Full-Time Work Schedule
• 2 courses (8 credit hours) / semester
• Part-Time Work Schedule
• 1 course (4 credit hours) / semester
• Dependents of Full-Time Employees
• ½ tuition waiver
• Dependents of Part-Time Employees
• ¼ tuition waiver
• The values of a waiver for Masters level courses
  and domestic partner waivers are considered
  taxable income to the employee
• Course fees (lab, technology, etc.) are not
  waived

15
Advantage Accounts

• Available for Employees who Work at Least Half
  Time
• Health Care (200-4,000)
• Dependent Day Care
• Pay for eligible expenses with before tax dollars
• Plan carefully!!
• Enroll each year during Open Enrollment

16
Final Steps

• Pick up your Benefits Enrollment Packet
• 143 Corbett Hall or
• Contact Rhoda Blake for assistance
• [phone] Rhoda.Blake_at_umit.maine.edu
• Bring your Enrollment Packet and your completed
  Benefits Worksheet to New Employee Orientation