Academic Competitiveness Grants : Determining Eligibility

1
Academic Competitiveness Grants Determining
Eligibility

• Anthony Jones
• Office of Postsecondary Education

2
Agenda

• Rules/Regulations
• Authorization and Funding
• Determining enrollment status
• Duration of eligibility
• Academic Year
• Disbursements
• Transfers
• Need
• Remedial Coursework

3
Rules and Regulations

• Interim Final Regulations published July 3, 2006
• These regulations govern 2006-07 awards
• Final regulations published November 1, 2006
  governing 2007-08 and beyond
• Optional early implementation for 2006-07
• Negotiated Rulemaking underway regulations
  produced will make changes for 2008-2009 and
  beyond
• Sessions began February 5, 2007

4
Negotiated Rulemaking

• Topics being discussed
• Rigorous secondary school programs
• Mandatory institutional participation
• Eligibility of certificate programs for ACG
• Requiring Pell Grant and ACG/SMART disbursement
  to be from same institution for same term
• Grade Point Average issues
• Academic Year progression
• Interpretation of previously enrolled
• Eligible Majors for SMART

5
Authorization and Funding

• Funding for these programs is not subject to
  annual appropriations process
• 2006-07 -- 790 million
• 2007-08 -- 850 million
• 2008-09 -- 920 million
• 2009-10 -- 960 million
• 2010-11 -- 1.01 billion
• Funds not spent in one year are carried over to
  subsequent year
• If funding insufficient, awards will be ratably
  reduced (no reduction foreseen for 2006-07)

6
ACG Eligibility Requirements

• U.S. citizen (naturalized citizen is U.S.
  citizen)
• Nationals and non-citizens are not eligible
• Federal Pell Grant recipient in the same payment
  period (or in same award year if school chooses
  to early implement Nov. 1 regs for 2006-07)
• First or second year student in a two or four
  year degree program
• Full-time enrollment
• No specific major required

7
ACG Eligibility Requirements

• 1st year students
• May not have been previously enrolled as regular
  student in an ACG-eligible program of
  undergraduate education while enrolled in
  secondary school program of study
• Must have completed a rigorous secondary school
  program of study after January 1, 2006
• 2nd year students
• Must have completed a rigorous secondary school
  program of study after January 1, 2005
• Must have at least a 3.0 GPA (on a 4.0 scale) at
  the completion of the first academic year in an
  eligible program

8
QA 1

• QUESTION Can a student who graduates high school
  in 2005 receive a first year ACG award if he/she
  does not have enough credits to be considered in
  his/her second academic year?
• ANSWER No. The statute provides that only
  students who complete their rigorous high school
  program after January 1, 2006 are eligible to
  receive a first year ACG.
• Student who graduates after 1/1/05, earns enough
  credits to be in academic year 2, and who has at
  least a 3.0 can receive the second year ACG.

9
ACG Eligibility Requirements

• Student must have completed a rigorous secondary
  school program of study
• ED has outlined options to meet requirement in
  DCL GEN-06-08 and in the interim regulations
  published July 3, 2006 (no change in Nov. 1
  regulations)
• Student may self-identify potential eligibility
  through FAFSA process or school may identify
  eligible students through institutional process

10
ACG Applicant Self-Identification

• Results of student self-identification will be
  sent to all schools listed --
• CPS will send ISIRs with new comment codes
• If no other changes, message class will be
  IGAA07AP
• Special flat file with separate message class
  of ED2007OP
• Student specific information available using FAA
  Access

11
ACG Applicant Self-Identification

• Comment codes will be provided on SAR for
  student, and ISIR for schools
• Comment codes can be found in ISIR positions 1677
  to 1736
• Multiple comment codes - one for each rigorous
  criteria selected by student

12
ACG Applicant Self-IdentificationSAR and ISIR
Comments
13
ACG Rigorous Programs

• State Designated Program
• State Submitted Program
• An advanced or honors secondary school program
  established by a state and in existence for the
  04-05 or 05-06 school year
• State Scholars Initiative

14
ACG Rigorous Programs

• A set of courses as outlined in the interim final
  regulations
• Completion of at least two Advanced Placement
  (AP) courses with passing test score of 3 or two
  International Baccalaureate (IB) courses with
  passing test score of 4

15
Documenting Rigorous Program

• School must have documentation of rigorous
  program completion. This can be provided
• By the student
• An unofficial transcript is acceptable
  documentation for ACG eligibility if school has
  no reason to believe it is inaccurate
• Directly from cognizant authority
• For home schooled students, the parent or
  guardian is the cognizant authority
• For transfer students, institution may rely on
  another schools determination that student
  completed a rigorous program
• NSLDS will store the data

16
Grade Point Average

• No GPA requirement to receive ACG funds for 1st
  academic year
• For 2nd academic year ACG, student must have a
  GPA of at least 3.0 (on 4.0 scale) at end of the
  1st academic year
• Only determined one time, which must be only at
  the completion of 1st academic year
• Special rule for transfer student
• For student who transfers after completing first
  academic year, the new school must calculate GPA
  using the grades from all coursework accepted
  from prior schools if no GPA transferred in

17
A Note About Transfer GPA

• The special calculation of GPA using grades from
  transfer credits is solely for the purpose of
  determining the GPA for ACG/SMART upon the
  initial enrollment of a transfer student into a
  program that does not transfer in grades.
  Otherwise, such transfer students would not be
  eligible
• The requirement is not intended to change the
  institutional academic policy regarding the
  treatment of grades when a student transfers

18
Grade Point Average Example A

• Student completes first academic year after
  Spring term and has a cumulative GPA of 2.9
• Student attends summer and earns high grades so
  that new cumulative GPA preceding the Fall term
  is 3.1
• Student is not eligible for second year ACG
  because GPA for the first year was not at least
  3.0 on a 4.0 scale

19
Grade Point Average Example B

• Student completes first academic year after
  Spring term and has a cumulative GPA of 3.2
• Student attends summer and earns low grades so
  that new cumulative GPA preceding the Fall term
  is 2.8
• Student is eligible for second year ACG because
  GPA for the first year was at least 3.0 on a 4.0
  scale

20
GPA Incompletes

• All coursework taken in the payment period must
  be used in the calculation of a students GPA.
• If a complete GPA for the payment period is not
  available, school can make an interim
  disbursement at its risk. Includes
• When the GPA has not yet been officially
  calculated for the prior payment period.
• When there are one or more grades of incomplete
  for courses taken in prior payment periods.

21
GPA Incompletes

• If GPA would be at least 3.0 even if
  incomplete(s) becomes an F, disbursement can be
  made
• If GPA would not be at least 3.0, you can make
• No disbursement, or
• Interim disbursement
• If not resolved by end of payment period
• No disbursement can be made, or
• Interim disbursement must be cancelled

22
QA 2

• QUESTION How often must the GPA be monitored?
• ANSWER A student must have at least a 3.0 GPA at
  the end of the first academic year and does not
  have to be checked again during the second
  academic year.
• If student is not making satisfactory academic
  progress, he/she is ineligible for all Title IV
  aid

23
Determining Enrollment Status

• Schools must use their Pell Grant recalculation
  date policy to determine enrollment status
• Must use same recalculation date (census date)
  that is used for Pell Grants

24
Determining Enrollment Status (contd)
For the 2006-07 award year only, a school may use
the same enrollment status used to award Federal
Pell Grants for that student even if the ACG is
being initially calculated after the Pell Grant
has already been awarded or after the Pell Grant
recalculation date (i.e., "census date") has
passed. However, if the initial calculation is
for a payment period already ended, you MUST use
the enrollment status associated only with
completed work.
25
Determining Enrollment Status (contd)
Example School calculated all Fall semester
Pell Grants on Sept. 1, 2006. The census date for
recalculations accommodates all enrollment
changes through Sept. 18. Because of system
programming issues, no ACG awards were calculated
until Nov. 1. Even though a student may have
changed enrollment status from September 18 to
November 1, the school may opt to use the
enrollment status of September 18 rather than the
required November 1 enrollment status. Again,
this allowance is only for ACG and National SMART
Grant calculations for the 2006-2007 award year.

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Duration of Student Eligibility

• For ACG, students are restricted to
• 100 of a Year 1 ACG scheduled award for the
  students first academic year, and
• 100 of a Year 2 ACG scheduled award for the
  students second academic year.
• This is a lifetime limit of one full award at
  each academic year.
• Receipt of Year 2 funds but no Year 1 funds
  renders student permanently ineligible for Year 1
  funds.

27
Scheduled Award

• 2006-07 Scheduled Award is the same as the
  maximum award for the award year
• ACG Year 1 - 750
• ACG Year 2 - 1,300
• Same for all students
• Could change from award year to award year

28
Disbursements

• Funds maintained and disbursed according to Title
  IV cash management rules
• Disbursements made on payment period basis
• If disbursement is for a cross-over payment
  period, Pell Grant and ACG must be assigned to
  same award year

29
Disbursements (contd)

• Student may not receive a disbursement
  concurrently from more than one school
• ACG must be received from same school from which
  Federal Pell Grant is received

30
Transfer Students and Remaining Eligibility

• Determination of remaining eligibility for
  transfers based on of scheduled award remaining
• Example Student who receives first year ACG for
  two quarters for a total of 500 has received 2/3
  of scheduled award. Student is only eligible, as
  a first year student, for the remaining 1/3 of
  the scheduled award.
• Note Scheduled award may be different if balance
  of first academic year is in a new award year

31
Need Based Grants

• Total of EFC and all estimated financial aid
  cannot exceed cost of attendance
• These grants may not replace EFC
• School may reduce other aid, including FSEOG, or
  ACG to avoid an overaward
• Special sub loan treatment as in campus-based
  awarding if Chapter 30 VA benefits or AmeriCorps
  award received
• No overaward tolerance

32
QA 3

• QUESTION Are VA benefits considered when
  determining if a student should receive ACG?
• ANSWER Yes, VA benefits are included when
  determining eligibility for ACG funds. These have
  similar awarding rules as FSEOG for demonstrating
  financial need. There is no over-award tolerance
  for the ACG and SMART grants. If necessary, a
  school would reduce the amount of ACG (or other
  scholarships/grants) to avoid an overaward. ACG
  can be reduced because there is only a
  restriction on the maximum amount, not a minimum
  amount.

33
Academic Year

• HEA provides that an academic year for a student
  in an undergraduate credit hour program be
  defined as
• At least 24 semester or trimester credit hours,
  or 36 quarter credit hours, or 900 clock hours
  and
• At least 30 weeks of instructional time (26 weeks
  for clock hours)
• Schools must use their Title IV academic year
  definition to determine the students academic
  year in the program of study

34
Academic Year- Credit Hours

• Regardless of how many credit hours an
  institution uses to define a programs academic
  year, full-time for an undergraduate is a minimum
  of
• 12 semester credit hours or
• 12 quarter credit hours.
• Title IV Academic Year is often not the same as
  grade level progression for institutional
  purposes and loan limits (i.e., 30 credit hours
  to progress from grade level 1 to grade level 2).

35
Academic Year Credit Hours (contd)

• School may define its Title IV academic year as
  more than 24 credit hours 30 in the prior
  example
• If program is offered by semester, trimester, or
  quarter and fulltime is defined as at least 12
  credit hours, including summer, there is
• No impact on 12 credits as full-time Pell Grant
• No impact on 6 credits for FFEL/DL loans
• Would impact loan proration
• Could impact Pell Grant formula 3 calculations

36
Academic Year Credit Hours (contd)

• ACG Example
• Institution defines Title IV Academic Year as 24
  credit hours but grade level progression as 30
  credit hours
• First year ACG recipient completes 24 semester
  hours
• Student now eligible for second year ACG award
  while still freshman and still at first year
  loan limit

37
Academic Year Credit Hours (contd)

• ACG Example
• Institution defines Academic Year as 30 credit
  hours and grade level progression as 30 credit
  hours
• First year ACG recipient completes 24 credit
  hours
• Student not yet eligible for second year ACG
  award, because 30 credits required to complete
  first academic year and student still at first
  year loan level

38
Academic Year Credit Hours (contd)

• Basic Requirement Academic year progression
  based on all credits earned in any ACG-eligible
  program regardless of application to students
  current program
• Current Institutions Credits All credits
  earned
• Transfer Institutions Credits Only credits
  accepted by current institution

39
Academic Year Credit Hours (contd)

• 24 Semester Credit Hour Definition
• First Academic Year is 0 to 23 credits.
• Second Academic Year is 24 to 47 credits.
• Third Academic Year is 48 to 71 credits.
• Fourth Academic Year is 72 to 96 credits.
• 30 Semester Credit Hour Definition
• First Academic Year is 0 to 29 credits.
• Second Academic Year is 30 to 59 credits.
• Third Academic Year is 60 to 89 credits.
• Fourth Academic Year is 90 to 120 credits.

40
Academic Year Weeks of Instructional Time

• An institutions definition of Title IV academic
  year for a credit hour program must contain a
  minimum of 30 weeks of instructional time

41
Academic Year - Weeks of Instruction
For the 2006-2007 and 2007-2008 award years, an
institution with a 30 week academic year and
standard terms (Pell Formula 1) may either

• Determine the actual number of weeks of
  instructional time that were included for the
  student to complete the number of credit hours in
  the institutions Title IV academic year
  definition.

• Assume that there were 30 weeks of instructional
  time for each increment of credit hours that
  comprises the institutions Title IV academic
  year definition.

42
Academic Year Weeks of Instruction

• Institution may exercise option
• On a student-by-student basis
• For the same student for different terms
• Differently for transfer credits vs. home
  institution credits.
• NOTE An institution must determine the actual
  number of weeks of instructional time for a
  student who requests that such a determination be
  made or questions whether he or she has completed
  an academic year.

43
Academic Year Weeks of Instructional Time
(contd)

• To determine weeks of instructional time in
  academic year progression for the two grant
  programs for 2006-07 and 2007-08
• Determine for each student the actual number of
  weeks of instructional time that were included
  for the student to complete the number of credit
  hours in the institutions defined Title IV
  academic year or

44
Academic Year Weeks of Instructional Time
(contd)

• Assume there were 30 weeks of instructional time
  for each increment of credit hours that comprise
  the institutions defined Title IV academic year
  (e.g., 24 credit hours equals 30 weeks).
• This method only applicable to standard term
  programs
• However, an institution must review the actual
  weeks upon the request of the student

45
Academic Year Weeks of Instructional Time
(contd)

• When tracking actual weeks of instructional time,
  courses that are not part of an eligible program
  of postsecondary education or courses not at the
  postsecondary level have no weeks of
  instructional time. These include
• Remedial Coursework
• Advanced Placement (AP) or International
  Baccalaureate (IB) courses/exams
• College Level Examination Program (CLEP)
• Credit for life experience
• Courses taken when not enrolled as a regular
  student and
• Courses that are not part of an eligible program.

46
End of Second Academic Year

• For 2006-2007 and 2007-2008 Award Years
• For a student enrolled in an associates degree
  program, the second academic year ends when the
  student has completed the credits required for
  completion of that academic program, as published
  in the institutions official academic
  publications.
• For example, for an AA program that requires 65
  credits, the second academic year is from 31
  credits to 65 credits (rather than 31 through 60).

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Special Note Remedial Coursework

• Within the regular Title IV limitations, remedial
  coursework applies toward enrollment status
  (i.e., full-time for these grant programs)
• The grades earned in remedial courses would only
  count in the ACG GPA calculation if they would be
  included under the schools academic policies

48
Special Note Post-Withdrawal Disbursement

• ED has received questions regarding whether a
  school must offer a post-withdrawal disbursement
  (PWD) to a student who received Pell Grant funds
  but who withdrew prior to ACG being awarding
• If a student who has withdrawn was eligible for
  an ACG or National SMART Grant, but that grant
  had not yet been awarded or disbursed, the amount
  of that grant must be included as aid that could
  have been disbursed in the R2T4 calculation,
  which could result in a PWD of the grant

49
Reporting and Funding Issues

• See supplemental handout for additional, specific
  information about COD, NSLDS and Funding issues.

50
STILL HAVE QUESTIONS? Frequently Asked Questions
for ACG/SMART found on left-hand side of IFAPs
HERA page at http//www.ifap.ed.gov/IFAPWebApp/c
urrentHERAPag.jsp?p1c Or you can email your
question to HERAQUESTIONS_at_ED.GOV
51
Contact Information

• For questions or to provide feedback
• Anthony Jones
• 202-502-7652
• Anthony.Jones_at_ed.gov

52

• ACG Presentation Supplement
• Examples for determining
• academic year progression
• and financial need

53
Example 1 Advanced Placement courses

• Student graduated high school May 2006. Enrolls
  at School A for Fall 2006. Student has 45 AP
  credits, all with a score of 3 or higher.
• School As definition of academic year is 24
  credit hours and 30 weeks of instructional time.
• If School A assumes weeks of instructional time,
  this student would be in his/her second academic
  year.
• 45/24 1.875

54
Example 1 AP courses (contd)

• However, student has no GPA from first academic
  year and would therefore not be eligible to
  receive ACG funds for his/her second academic
  year.
• If School A decides to track actual weeks of
  instruction, the student would still be in
  his/her first academic year since no weeks of
  instructional time are associated with AP
  credits. This student would be eligible for first
  year ACG award assuming all other eligibility
  criteria are met.

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Example 2 Academic Year

• Student completes 36 credit hours at School X and
  has 3.50 GPA. Student transfers to School Y.
  School Y accepts only 24 hours upon transfer. The
  GPA for those 24 hours is 3.25.
• School Y is only required to use credit hours
  that transfer in determining academic year (hours
  and weeks), but the school may look at transcript
  (i.e., all 36) to determine weeks of
  instructional time completed.
• School Y chooses to use only the hours accepted
  to determine weeks. Therefore, School Y must use
  GPA for 24 hours transferred in to determine if
  student eligible for 2nd year ACG award.

56
Example 3 Academic Year

• Student enrolls at School A for 2006-07 award
  year. Student completes 24 semester hours over
  three terms (part-time enrollment) and receives
  no ACG.
• Student transfers to School B for 2007-08 award
  year. School B only accepts 18 semester hours of
  the courses taken at School A. School B defines
  its academic year as 24 semester hours and 30
  weeks of instructional time.
• School B chooses to assume weeks of instructional
  time instead of tracking actual weeks.

57
Example 3 Academic Year (contd)

• School B determines student has completed 18
  credit hours and instead of tracking actual weeks
  of instructional time assumes 75 of academic
  years weeks (18/24) completed. Student is still
  in first academic year at School B.
• Year 1 is 0-24 hours and 30 weeks, Year 2 is
  25-48 hours and weeks 31-60
• School B awards half of ACG award (375) for Fall
  2007

58
Example 3 Academic Year (contd)

• Student completes 15 hours in Fall 2007 and now
  has completed 33 semester hours. Student has
  cumulative GPA of 3.25 on the 15 hours earned at
  School B.
• School B assumes weeks, which means student has
  completed 1.375 academic years (33/24). Student
  has completed year 1 and is in academic year 2.
• For Spring 2008, school may award half of second
  year ACG (650).
• Student received total of 1,025 in ACG funds for
  2007-2008.

59
Example 4 Academic Year

• Same student as in Academic Year Example 3.
• Student enrolls at School A for 2006-07 award
  year. Student completes 24 semester hours over
  three terms (part-time enrollment) and receives
  no ACG.
• Student transfers to School B for 2007-08 award
  year. School B only accepts 18 semester hours of
  the courses taken at School A. School B defines
  its academic year as 24 semester hours and 30
  weeks of instructional time.

60
Example 4 Academic Year (contd)

• School B determines student has completed 18
  credit hours and has policy to track actual weeks
  of instructional time.
• School B may look at transcript and determine
  that student has completed the weeks in a full
  academic year, because student completed two
  semesters at School A, but will only have 18
  hours completed at School B.

61
Example 4 Academic Year (contd)

• Note ED guidance allows School B to assume weeks
  of instructional time for credits transferred in
  and then track actual weeks of instructional time
  from that point on.
• If a student requests that all weeks of
  instructional time be tracked rather than
  assumed, a school must review the students
  academic history to determine the actual weeks.

62
Example 4 Academic Year (contd)

• For the first semester (Fall 2007) at School B,
  the student can be awarded 375 in ACG funds.
• Student completes 15 hours in Fall 2007 and has a
  cumulative GPA of 3.25. This GPA represents only
  the 15 hours taken in Fall 2007.
• If school policy is to include GPA for courses
  transferred in, then the cumulative GPA at the
  end of Fall 2007 would also include the GPA for
  those courses.
• At the end of Fall 2007, the student will have
  completed the weeks for 1 ½ academic years and
  have 33 hours. The school may award 650 in ACG
  funds for Spring 2008.

63
Example 5 Academic Year

• At School C, student completes 12 credit hours.
  Student was only enrolled full-time one semester
  and received only one disbursement (375) of ACG
  funds.
• Student transfers to School D and none of the 12
  credits transfer. School D assumes weeks of
  instructional time. With zero hours, School D
  reviews NSLDS and notes the student has already
  been awarded ACG funds (which serves as
  documentation of completion of rigorous secondary
  school program of study).
• School D awards this student 375 ACG award.

64
Example 5 Academic Year (contd)

• Student completes 14 credit hours in Fall.
  Although student is still in first academic year
  at School D, there are no remaining ACG funds for
  Spring.
• With no transfer hours, no weeks of instructional
  time were assumed.
• Even if School D chose to track actual weeks,
  this student would have completed the weeks of
  instructional time for an academic year but still
  not have the credit hours.
• Student must meet both measures before funds can
  be awarded for next academic year.

65
Example 6 Academic Year Progression

• Student graduates high school and enrolls at
  school that tracks actual weeks of instructional
  time.
• Fall 2006 15 hours, 15 weeks
• Awarded ½ of 1st academic year ACG
• Ends term with 15 hours and 3.66 GPA
• Spring 2007 18 hours, 15 weeks
• Awarded ½ of 1st academic year ACG
• Ends term with 33 hours and 3.58 GPA
• Summer 2007 9 hours, 15 weeks
• Receives no ACG (less than full-time)
• Ends term with 42 hours and 3.63 GPA
• Certain programs allowed to treat summer term as
  15 weeks

66
Example 6 Academic Year Progression (contd)

• Fall 2007 18 hours, 15 weeks
• Awarded ½ of 2nd academic year ACG
• Ends term with 60 hours and 3.67 GPA
• Spring 2008 18 hours, 15 weeks
• Awarded ½ of 3rd academic year Natl SMART Grant
  (beyond 2nd yr in wks hrs SMART-eligible major
  declared)
• Ends term with 78 hours and 3.72 GPA
• Summer 2008 9 hours, 15 weeks
• Receives no Natl SMART Grant (less than
  full-time)
• Ends term with 87 hours and 3.69 GPA
• Certain programs allowed to treat summer term as
  15 weeks

67
Example 6 Academic Year Progression (contd)

• Fall 2008 15 hours, 15 weeks
• Awarded ½ of 4th academic year Natl SMART Grant
• Ends term with 102 hours and 3.67 GPA
• Spring 2009 18 hours, 15 weeks
• Awarded ½ of 4th academic year Natl SMART Grant
• Ends term with 120 hours and 3.64 GPA
• Total ACG received 1,400
• Total National SMART Grant received 6,000

68
Example 7 Academic Year Progression

• Student graduates high school and enrolls at
  school that assumes weeks of instructional time
  based on credits.
• Fall 2006 15 hours, 15 actual weeks
• Awarded ½ of 1st academic year ACG
• Ends term with 15 hours and 3.66 GPA (assumes
  0.625 ac.yrs.)
• Spring 2007 18 hours, 15 actual weeks
• Awarded ½ of 1st academic year ACG
• Ends term with 33 hours and 3.58 GPA (assumes
  1.375 ac.yrs.)
• Summer 2007 9 hours, 15 weeks
• Receives no ACG (less than full-time)
• Ends term with 42 hours and 3.63 GPA (assumes
  1.75 ac.yrs.)
• Certain programs allowed to treat summer term as
  15 weeks

69
Example 7 Academic Year Progression (contd)

• Fall 2007 18 hours, 15 weeks
• Awarded ½ of 2nd academic year ACG
• Ends term with 60 hours and 3.67 GPA (assumes 2.5
  ac.yrs.)
• Spring 2008 18 hours, 15 weeks
• Awarded ½ of 3rd academic year Natl SMART Grant
  because eligible major declared
• Ends term with 78 hours and 3.72 GPA (assumes
  3.25 ac.yrs.)
• Summer 2008 9 hours, 15 weeks
• Receives no Natl SMART Grant (less than
  full-time)
• Ends term with 87 hours and 3.69 GPA (assumes
  3.625 ac.yrs.)

70
Example 7 Academic Year Progression (contd)

• Fall 2008 15 hours, 15 weeks
• Awarded ½ of 4th academic year Natl SMART Grant
• Ends term with 102 hours and 3.67 GPA (assumes
  4.25 ac.yrs.)
• Spring 2009 18 hours, 15 weeks
• Awarded ½ of 4th academic year Natl SMART Grant
• Ends term with 120 hours and 3.64 GPA (graduates)
• Total ACG received 1,400
• Total National SMART Grant received 6,000

71
Example 8 Change in Academic Year

• Student completes 49 semester hours at School A
  over three award years then transfers to School
  B. School B reviews NSLDS and sees that the
  student received a full scheduled award for ACG
  for the 2008-09 award year for academic year 2.
• School B only accepts 22 semester hours as
  applicable toward a degree at its institution.
• Student is not eligible for academic year 1 ACG
  because history shows year 2 already received.

72
Example 9 Financial Need

• Student Profile
• COA 19,500
• EFC 0
• Need 19,500
• Original Determinations
• Merit Scholarship 15,000
• Federal Pell Grant 4,050
• ACG 750

• Packaging Options
• Merit Scholarship 14,700
• Federal Pell Grant 4,050
• ACG 750
• --OR--
• Merit Scholarship 15,000
• Federal Pell Grant 4,050
• ACG 450

73
Example 10 Financial Need

• Student Profile
• COA 25,500
• EFC 0
• Need 25,500
• Original Determinations
• Veterans Benefits 21,970
• Federal Pell Grant 4,050
• ACG 750

• Packaging Options
• Veterans Benefits 21,970
• Federal Pell Grant 4,050
• ACG 0
• Student cannot receive any ACG funds because need
  has already been met. No overaward for Pell and
  VA only.