Welcome to Costa Rica, The Switzerland of the Americas

1
Welcome to Costa Rica, The Switzerland of the
Americas
2
Agenda

• Tax Shelters Qualified Plans
• Asset Protection
• Double Digit Appreciation
• Hacienda Matapalo Community

• Introduction
• Current Economic Conditions
• Costa Ricas Economic Conditions
• Hacienda Matapalos Bailout Program

3
Economic Observations

• Average portfolio is down 40 year to date.
• 1 Trillion in new debt. Total United States debt
  is now over 10 Trillion.
• Emergency Stabilization Act of 2008.
• Post Bailout economic and market uncertainty
  still prevail.
• Wall Street is taking advantage working hard to
  siphon away your last bit of savings and
  retirement.
• Wild daily and intra-daily fluctuations.

4
Economic Observations (cont.)

• Government has effectively sponsored a merger
  with Wall Street.
• Nationalizing failed and/or failing companies.
• Now the same people who helped bring on the
  financial crises are working in concert with the
  US Treasury Department.
• AIG (now nationalized) has been spending their
  bailout dollars, (YOUR TAX DOLLARS),
  frivolously 373,000 for a retreat at the St.
  Regis.
• Millions and Millions have been earned by CEOs of
  failed and failing companies.

5
Economic Observations (cont.)

• Tax increases are imminent.
• Social Security System to be insolvent by 2040,
  or much sooner.
• Total un-funded liabilities for Social Security
  and Medicaid in present value is more than 45
  Trillion. The estimated net worth of Americans
  is less than 40 Trillion.

6
What does this mean for your financial future
and retirement accounts?

• Take responsibility for your OWN retirement. DO
  NOT assume the Government is going to help.
• The game has changed. Open your mind to NEW
  investment strategies. What you once did NO
  longer works, NOR will it ever work again.
• Be proactive. Burying your head in the sand, or
  ignoring the problem will NOT make it go away.

7
What does this mean for your financial future
and retirement accounts? (cont.)

• We are at a defining moment in our financial
  lives. This may be your one and only chance to
  reposition yourself for financial independence
  and long term wealth.
• Leaving money in this highly volatile market may
  take years to recover. Remember a 50 decline
  requires a 100 gain just to get back to where
  you started!

8
ENOUGH IS ENOUGH!

• Time to say, I have had it !
• Time to do something else----Something that
  actually works!
• There IS a better alternative to United States
  investments.
• Why should the ultra wealthy CEOs and
  corporations be the only ones getting bailed out?

9
Your own personal Bailout Program

• Recover up to 70,000 in recent losses
  IMMEDIATELY!
• Protect your hard earned savings and retirement
  funds.
• Invest in a stable vehicle with greater returns.
• Shelter your portfolio from the United States and
  world economic crises.
• It is time for YOU to get YOURS!

10
A few quick facts about Costa Ricas current
economy

• Costa Rica has a budget surplus.
• Costa Rica is currently in the best financial
  condition its been for over a decade.
• Costa Ricas banks are in VERY good shape. They
  remain unaffected by bad sub-prime mortgages.
• The president of Banco Central de Costa Rica
  stated that he does NOT see any economical
  indications of the world financing crises
  affecting Costa Rica.

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A few quick facts about Costa Ricas current
economy (cont.)

• While the major US Market averages are down 40
  year to date, the Costa Rica Stock Exchange is UP
  11.06 year to date.
• Experts say so far there has been ZERO
  correlation between Costa Ricas stock market and
  other world stock markets.
• Where Americans are loosing their jobs and
  unemployment is on the rise, Costa Ricas
  unemployment is decreasing and new jobs are being
  added daily.

12
Hacienda Matapalos IRA/401K Bailout Program

• The current market price of our 1.25-Acre
  Rainforest Homesite is 200,000.
• It is time for YOU to get YOURS.
• The Developer has a Bailout Program that will
  credit you for your recent losses incurred within
  your Retirement or Personal account portfolios.
• You can recoup up to 70,000 in recent losses
  IMMEDIATELY!

13
Bailout Program

• If you are liquid for 130,000 either in
  retirement accounts, personal funds or a
  combination of both, the Developer will credit
  you 70,000 towards the purchase of a Rainforest
  Homesite.
• That means you can make a cash purchase of a
  200,000 homesite for 130,000 cash.
• Your portfolio that was worth 200,000 last month
  and 130,000 today can IMMEDIATELY be worth
  200,000 or more with Hacienda Matapalos Bailout
  Program.

14
Bailout Program

• With this Bailout Program you will see an
  immediate tax sheltered return of approximately
  54!
• 130,000 investment with a 54 return equals
  200,200.
• You have now just recouped your market losses,
  and best of all you have protected yourself from
  any further losses in the stock or bond markets.
  
• Now that is crash proofing your retirement!

15
Hacienda Matapalo and the Developer have made
only a limited number of these lots
available for this program. Once they are gone,
that is it and the Bailout Program will no longer
be offered.
Bailout Program
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A gift from the IRS

• You can own real estate anywhere in the world in
  your IRA or other qualified retirement plan.
• Any qualified retirement account.
• Traditional, Roth IRAs,401K, Solo Ks, Roth
  401Ks, SEPs, Keoghs.
• CESAs-Coverdell Education Savings Accounts.
• HSAs-Health Savings Accounts.

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How can I do it?

• TAX-FREE roll over to a Self-Directed IRA
  Custodian.
• Your are NOT taking a distribution this is
  purchased WITHIN your IRA.
• All profits and proceeds stay in the IRA.
• Compound and continue to grow Tax Sheltered.
• Available strategy since 1974-the inception of
  ERISA.

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What can I invest in?

• Any real estate improved or unimproved anywhere
  in the world.
• NO long term or short term gains to pay.
• Tax free rental income from Roths.
• Purchase your future retirement home.

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Asset Protection

• Federal ruling All Self-Directed IRAs and
  qualified retirement plans protected under
  Federal Bankruptcy Law.
• Protected from lawsuits and creditors.

20
Return Example Basic Assumptions

• Two Bedroom/Two Bathroom 1,500 square foot unit
  with a Tropical Rainforest View.
• Current pre-construction price is 255,000.
• You need 76,000 for down payment.
• Loan for 179,000. 70 LTV _at_ 7 with 20 yr.
  Amortization.
• Pre-construction . NO mortgage payments NO
  interest until closing in approximately 2 years.

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Assumptions Continued

• Rent your home out just 26 weeks (half the year)
  at 1,300 per week. (conservative projection)
• Equals an annual gross income of 33,800.
• Annual carrying costs with principal, interest,
  taxes, insurance, utilities and homeowners fees
  projected at approximately 20,856 per year.
• Equals 12,944 per year in positive cash flow.

22
Assumptions Continued

• According to a report on CNBC, Costa Rica real
  estate has seen average annual gains of 32 per
  year.
• Assume a much more conservative 5 annual
  appreciation for this example.
• A modest 5 annual appreciation makes the selling
  price for this unit 326,000 in 5 years.
  
  
  

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Lets look at the math

• Sell the unit in year 5 for 326,000
• Less the mortgage payoff -165,280
• Equals 160,720
• Less 6 selling brokerage -19,560
• Equals net sale proceeds 141,160
• 3 years of positive cash flow 38,832
• Equals total proceeds 179,992
• Less initial investment -76,000
• Equals Total ROI 103,992

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The Return Figures

• Your initial investment of 76,000 has
• now grown to 179,992.
• That is a total return of over 136!
• Your average annual return is over 27!
• And this is using conservative projections!

25
Hacienda Matapalo

• 665-Acre Master planned private guard gated
  community.
• Most sought after Southern/Central Pacific
  coast. 800 meters from the beach and rising up
  to nearly 2000 feet above sea level.
• Amenities and features typically found only in 5
  star resorts.
• 125-Acre dedicated nature preserve with
  waterfalls, springs and streams, hiking and horse
  trials and countless varieties of birds, animals,
  trees, plants, flowers and other flora and fauna
  found in the rainforest.

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Hacienda Matapalo

• There are 3 natural springs on the property which
  have created several beautiful waterfalls and
  streams that run through the property to the
  Pacific Ocean.
• An equestrian facility complete with horses for
  members of the community to enjoy. Climb on a
  horse and spend the day exploring the preserve or
  the many miles of trials at Hacienda Matapalo.
• The 13,000 sq.ft clubhouse and community center
  will be comparable to any 5-star Resort
  amenities.
• Gym, spa center, 22,000 sq.ft. of pools,
  Jacuzzis, tennis courts, basketball courts,
  volleyball courts, and great childrens
  playgrounds.

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Hacienda Matapalo Features

• The Developer has set aside 6.5 acres at the
  front of the property for a small commercial
  plaza with plans for a convenience store,
  pharmacy/clinic, bank branch ATM, restaurant and
  other shops to cater to the needs of the Hacienda
  Matapalo Community.
• Private beach club on the most beautiful and
  pristine beach in the region.
• Concierge and maid services/local transportation
  and arrangement for eco/adventure tours available
  daily.
• Secure private storage facility for boats, jet
  skis, ATV etc.

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Hacienda Matapalo Residences

• Luxurious single family homes on 1.25 acre
  sites.
• Single family ocean, mountain and rainforest view
  villas.
• Spacious Ocean View 1, 2 and 3 bedroom
  Condo-Villas.
• Spectacular detached Townhomes.
• Unique condominiums and Townhomes, Most do NOT
  share any common walls with neighbors.
• All feature panoramic views and huge balconies.
• State-of-the-art connectivity, internet, and 24
  hour security.

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Accolades

• International Living Magazine--Costa Rica is on
  our radar screen of excellent early-in real
  estate opportunitiesand Hacienda Matapalo with
  its 655 acres of lush tropical forest, cascading
  waterfalls, and breathtaking views of the Pacific
  Ocean may be the best of them all.

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Accolades

• Newsweek Magazine
• Hacienda Matapalo is a lifestyle of fully
  experiencing living within the rainforest in a
  style of causal elegance with all the amenities
  you would hope for within the development and
  when you leave through the front gate having all
  that is wonderful about Costa Rica at your
  doorstep.

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Accolades

• Hacienda Matapalo will be featured in an upcoming
  issue of Smart Money Magazine.
• Smart Money Magazine is published by the Wall
  Street Journal.
• Significant article discussing the merits of
  investment in Costa Rica, Green Building,
  ground floor opportunities and healthily
  lifestyle.

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Thank you for your time today

• For more information on how to use your IRA or
  other qualified retirement plan for real estate
  investment contact
• Michael Starkey, Vice President of SalesHacienda
  Matapalo 1-800-281-4145
• michael_at_CostaRicaForMe.com
• For additional information on Hacienda Matapalo
  please visit www.HaciendaMatapalo.com