Make Lemonade - PowerPoint PPT Presentation

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Make Lemonade

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Make Lemonade is a free personal finance website that helps consumers make smarter financial decisions with comparison tools, financial content and product reviews. – PowerPoint PPT presentation

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Title: Make Lemonade


1
Make Lemonade
  • Make Lemonade is a free personal finance website
    that helps consumers make smarter financial
    decisions with comparison tools, financial
    content and product reviews.

2
Student Loan Consolidation
  • Student loan consolidation comes in two forms
    consolidation of federal loans into a Direct
    Consolidation Loan and private student loan
    consolidation

3
Consolidate Student Loans
  • If a student loan borrower wants to consolidate
    student loans with the federal government, it is
    important to recognize that the resulting
    interest rate is not lowered.

4
Private Student Loan Consolidation
  • The federal government offers only new student
    loan issuance and does not offer private student
    loan consolidation or student loan refinancing.

5
Refinance Parent Plus Loans
  • To refinance Parent PLUS Loans, parents of
    students either college or graduate school
    effectively can refinance their existing Parent
    PLUS Loans into lower cost loans. Parent PLUS
    Loan Refinancing works similar to student loan
    refinancing in which the borrower swaps an
    existing, higher cost loan for a lower cost one.
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