RETAIN A CLIENT FOR LIFE

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RETAIN A CLIENT FOR LIFE
SOLLY MOLEFE sollymolefe_at_telkomsa.net
0832560655 www.setsmol.co.za MEYER DE WAAL
meyer_at_budgetfitness.co.za 021 461 0065 083
653 6975 www.irent2buy.co.za www.budgetfitness.co
.za
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• Background

Home ownership - difficult to obtain NCA CPA

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Ingredients for bond approval

• Affordability
• Deposit or Loan to Value LTV
• Good credit record managing of credit
• in the past and in the future

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Bond declined

• Do we ever see that (potential) buyer again?
• NO!
• Why not ?

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Impact on Stakeholders

• Estate Agents
• Banks
• Mortgage originators
• Property developers
• Sellers (distressed) buyers
• Attorneys
• Less bonds approved thus less sales
• Expensive administration costs of processing of
  declined transaction
• Loss of time
• Loss of revenue

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SOLUTION

• Home ownership - Education and Training,
  mentorship and after-care services
• My Mobile 2 Budget / Financial Fitness
  Rehabilitate/ recycle

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Home ownership - Education and Training,
Mentorship and after-care services

• Promoting
• Rights,
• Responsibilities,
• Accountabilities
• Contractual Obligations
• Attached to sustainable homeownership

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My Budget Fitness Rehabilitate / recycle

• EVALUATION, (affordability and credit check)
• My Budget Fitness training provided prepared
  by Setsmol)
• MONITORING and GUIDANCE (personal My Budget
  Fitness Coach)
• WEB BASED MOBILE budgeting tools
  (mobile2budget)
• Rent2buy or lease to own
• Risk-free entry into the property market
• Rental insurance

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Your own Credit Personal Trainer
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My Budget Fitness Track record

• How do I follow my progress ?
• web based system
• and what will the Bank see
• when you apply for a loan

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Mobile2budget

• A free application
• How do I do it ?

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How did I spend my money ?Under or Over budget?
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SUMMARY
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Did I improve my AffordabilityCredit rating ?
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24/7 overview
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Who Are We?

Setsmol Housing Education Training Var
ious institutions, Sellers, Agents and
Developers,etc
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• SOLLY MOLEFE
• sollymolefe_at_telkomsa.net
• 0832560655
• MEYER DE WAAL
• meyer_at_budgetfitness.co.za
• 0836536975
• www.irent2buy.co.za