Title: Recommending a Benefits Strategy
1Recommending a Benefits Strategy
2What is your Health Care Cost
Containment Strategy?
3How far can an employer go toward mandating
wellness in the workplace?
4By 2016 Health Care Costs are projected to reach
4.2 trillionThis represents 20 of every dollar
we spend!
- Here comes a perfect storm in the workplace
driven by three factors. - One Medical costs are accelerating
- Two Employees and dependents have more
health needs than ever before with an obesity
epidemic, tobacco related illness and sedentary
life styles - Three A great skilled worker shortage lies just
ahead
5Having a healthy workforce is enormously
beneficial.Wellness Works!
6Results of a Healthy Workforce
- Productivity goes up
- Turnover goes down
- Workplace injuries decline
- Disabilities decline
- Work life expands
- Morale improves
- Applicants gravitate to a healthy workplace
7Tomorrows ChallengeMandating Employee Wellness
- What is a mandatory Wellness Plan?
- Requires employees to participate
- Imposes a penalty if you do not participate
- Must take a health risk assessment, blood
pressure, cholesterol, BMI, fasting glucose etc. - If an employee refuses to participate they lose
coverage - Some plans even assign professional health
coaches who will draw up action plans and will
follow up to monitor progress - Note An incentive that is conditioned on
participation in a health program, rather than
achievement of a particular health target or
standard, generally is not discriminatory under
HIPAA.
8Tomorrows ChallengeMandating Employee Wellness
- While it may seem like a contradiction that an
- employer can maintain a health fitness program
targeting obesity - while protecting overweight employees from rude
or demeaning - treatment, this is exactly what the future
promises. In a sense, - this is no more complex than applying the golden
rule to wellness. - Almost all people want wellness, yet few want
to be insulted or - teased in their efforts to become well.
- Source The 2008-2009 Littler Report Employer
Mandated - Wellness Initiatives The Continuum from
Voluntary to Mandatory Plans.
9Mandatory Wellness Plans ROI is from 2 to 10
for every dollar invested in a wellness plan.
- INSIDE THE PLAN HIPAA
- Rewards or penalties cannot
- exceed 20 of total cost
- Reasonably designed to promote
- health or prevent disease
- Annual eligibility
- Alternative standards for
- participants with medical
- conditions
- Plan material must disclose
- alternatives and waiver
- OUTSIDE THE PLAN
- Disability discrimination
- Age discrimination
- Workers compensation
- retaliation claims
- Lawful off-duty conduct
- Privacy statutes
- Collective bargaining agreements
- Retaliation claims
10(No Transcript)
11Obesity Trends Among U.S. AdultsBRFSS, 1990,
1999, 2008
(BMI ?30, or about 30 lbs. overweight for 54
person)
1999
1990
2008
No Data lt10 1014
1519 2024 2529
30
12Obesity Trends Among U.S. AdultsBRFSS, 1985
(BMI 30, or 30 lbs. overweight for 5 4
person)
No Data lt10 1014
13Obesity Trends Among U.S. AdultsBRFSS, 1990
(BMI 30, or 30 lbs. overweight for 5 4
person)
No Data lt10 1014
14Obesity Trends Among U.S. AdultsBRFSS, 1991
(BMI 30, or 30 lbs. overweight for 5 4
person)
No Data lt10 1014
1519
15Obesity Trends Among U.S. AdultsBRFSS, 1995
(BMI 30, or 30 lbs. overweight for 5 4
person)
No Data lt10 1014
1519
16Obesity Trends Among U.S. AdultsBRFSS, 2000
(BMI 30, or 30 lbs. overweight for 5 4
person)
No Data lt10 1014
1519 20
17Obesity Trends Among U.S. AdultsBRFSS, 2001
(BMI 30, or 30 lbs. overweight for 5 4
person)
No Data lt10 1014
1519 2024 25
18Obesity Trends Among U.S. AdultsBRFSS, 2002
(BMI 30, or 30 lbs. overweight for 5 4
person)
No Data lt10 1014
1519 2024 25
19Obesity Trends Among U.S. AdultsBRFSS, 2005
(BMI 30, or 30 lbs. overweight for 5 4
person)
No Data lt10 1014
1519 2024 2529
30
20Obesity Trends Among U.S. AdultsBRFSS, 2006
(BMI 30, or 30 lbs. overweight for 5 4
person)
No Data lt10 1014
1519 2024 2529
30
21Obesity Trends Among U.S. AdultsBRFSS, 2008
(BMI 30, or 30 lbs. overweight for 5 4
person)
No Data lt10 1014
1519 2024 2529
30
22Medical Complications of Obesity
Idiopathic intracranial hypertension
Pulmonary disease abnormal function obstructive
sleep apnea hypoventilation syndrome
Stroke
Cataracts
Nonalcoholic fatty liver disease steatosis steatoh
epatitis cirrhosis
Coronary heart disease Diabetes
Dyslipidemia Hypertension
Severe pancreatitis
Gall bladder disease
Cancer breast, uterus, cervix colon, esophagus,
pancreas kidney, prostate
Gynecologic abnormalities abnormal
menses infertility polycystic ovarian syndrome
Osteoarthritis
Phlebitis venous stasis
Skin
Gout
23Health Risk Factors Matter ..
- Lets learn about each employees
- Metabolic Syndrome Risk Cluster
- HDL Cholesterol
- Triglycerides
- Waist Circumference
- Blood Pressure
- Fasting Glucose
24Now lets Graph these Important
Risk Factors ...
- Complete a Health Risk Assessment Form
- Perform Biologics (BP HDL vs. LDL Waist Size,
Glucose)
Recommended Obesity Class I
Obesity Class II Obesity Class III
25Increase your Wellness Score!
- Culture Change will focus on
-
- Losing weight
- Feeling better
- Looking better
- Living Life betterLong Term
What does this 10 week program look like?
2610 Week Program will address
- Eating habits
- Hunger
- Hydration
- Exercise
- Personal health habits
27Program Specifics
- Initial Requirements
- Health Risk Assessments must be completed
- Health Screenings (offered on-site)
- A personalized Health Profile and Summary is
provided on-site - If a person has three or more of the five Risk
Factors out of synch then a Health Coach is made
available to go over the results with the person. - If a Classroom Experience is deemed necessary the
person is enrolled - The simple Program message is, It is not what
you eat, but how and when you eat that matters!
28Classroom Specifics
- Instructor Led
- 30 to 40 participants at a time
- One day per week over the lunch-hour
- Weigh in and hear status updates from
participants - Weekly lesson
- Attendance is mandatory
- There is a 150 charge if you do not complete the
course (otherwise it is free of charge) - Can get an on-line instructor led program too
29How Do you translate clinical information into
Savings?
- As you improve basic health you reduce the
frequency and severity of health plan claims,
resulting in - More appropriate use of Dr. office visits and Rx
usage - Fewer unnecessary Dr. office visits
- Less Rx use for modifiable behavior-driven
medical needs - Fewer Emergency Room visits
- Fewer inpatient admissions
- Shorter length of stays for appropriate hospital
inpatient care
30How Do you translate clinical information into
Claims Savings?
- If your BMI is under 30 and your Glucose is 50 to
99 then lets say the health plan cost is 1000
per claimant. - If your BMI is over 30 and your Glucose is 50 to
99 then the cost per claimant is 1,134. - If your BMI is under 30 and your Glucose is 100
to 150 then the cost per claimant is 1,768. - If your BMI is over 30 and your Glucose is 100 to
150 then the cost per claimant is 2,252.
31First things first
- Get a physical!
- Your physician MUST be involved in this process
with you. They can check for any asymptomatic
pre-existing conditions and will provide you with
ideal body composition stats just for you. (Avoid
the generic recommended weight tables)
32Motivation
- What/who made you think you need to lose weight?
- Where does your motivation come from?
- The only motivational source that will facilitate
success is internal emotional motivation - True strength comes from your heart not your
muscles!
33Support
- Who is on your side? (friends, family, spouse,
co-workers) - Is there anyone who will do it with you?
- Get commitment for the long haul and be open to
accountability - Find a source that will be compassionate and not
critical
34The human body, what an amazing MACHINE!
- Like a car no maintenance bad fuel long-term
problems and premature failure - GUARANTEED!
From this
To this
35I feel fine, why do I need to change anything?
- Currently 34 of U.S. Adults 20 morbidly obese
(was 15 in 1976) - Currently 31.9 of U.S. Children 2 19 morbidly
obese ( was 5 in 1976) - Currently up to 1/3 of U.S. medical care
expenditures Obesity or lifestyle related - Heart disease at the top of the list for death 10
years running, only ¼ of the cases genetically
linked, otherwise categorized as preventable! - See a trend here? This is just the tip of the
iceberg! - Source cdc.gov
36Body systems
- Musculoskeletal (muscle bone)
- Cardiovascular (heart, veins, arteries)
- Respiratory (lungs)
- Neurological (brain and nerves)
- Digestive (stomach, intestines, etc)
- Endocrine (hormones/glands)
- Metabolic (liver, pancreas, etc)
37Optimal system function and care
- Musculoskeletal resistance exercise!
- Promotes muscle strength, promotes connective
tissue strength (ligaments and tendons), promotes
bone density strength - System is designed to work hard, lack of exercise
causes atrophy, energy loss, and radically
increases potential for injury
38Optimal system function and care cont.
- Cardiovascular cardio respiratory exercise!
- Bouts of long duration cardio respiratory
exercise not only burn calories, it increases the
efficiency of the heart to distribute blood to
all of your bodys systems - Lack of exercise causes fatigue, promotes poor
circulation efficiency, diminished stroke volume,
increased risk of heart disease, risk of
premature death
39Optimal system function and care cont.
- Respiratory system cardio respiratory exercise!
- Increases oxygen uptake efficiency, increases
carbon dioxide eradication efficiency, increases
energy, increases endurance, facilitates long
duration activities - Smoking not only increases potential for lung
cancer, it can impair lung function by up to 90
in just 10 years! - YOU ONLY GET ONE SET FOLKS, TAKE CARE OF THEM
OR IT WILL COST YOU!
40Optimal system function and care cont.
- Neurological system ALL EXERCISE AND ACTIVE
LIFESTYLE! - The human brain is the worlds most powerful and
complex computer, the more you use it and
stimulate it the more powerful and efficient it
becomes! - WARNING! MOST HERBAL AND STIMULANT BASED DIET
PILLS AFFECT YOUR NEUROLOGICAL SYSTEM AND CAN
PERMANENTLY IMPAIR FUNCTION OR EVEN KILL YOU! - THEY ARE NOT FDA REGULATED!
41Optimal system function and care cont.
- Digestive system quality fuel for life!
- Primary function is to breakdown and allocate
fuel resources for all body systems. - Care eating whole/natural foods in modest,
balanced portions 4 6 times per day and staying
sufficiently hydrated, consuming sufficient fiber - This system was not designed to break down and
process chemical preservatives, shelf
stabilizers, color additives, chemical flavor
enhancers, or artificial foods - Lack of care will decrease energy, slow
metabolism, increase fat storage, can lead to
stored toxins in digestive tract, impair total
body systems function, can and will cause
permanent organ damage!
42Optimal system function and care cont.
- Endocrine system chemical/hormone balance
- Includes Pancreas, pituitary, hypothalamus,
adrenal glands, reproductive glands - Affected adversely by poor lifestyle habits (bad
nutrition, smoking, alcohol use, drugs, and again
DIET PILLS!) - Care caring for all of the afore mentioned
systems will directly promote endocrine health - WARNING! FAILURE OF THESE SYSTEMS HAVE DISASTROUS
CONSEQUENCES THESE CHEMICAL BALANCES ARE
EXTREMELY SENSITIVE!
43Optimal system function and care cont.
- Metabolic system fuel exerciseENERGY!
- Fed by digestive and muscle systems, the
metabolic system regulates energy allocation
through fuel processing/storage - Becomes more efficient with increased demand! The
more you exercise (demanding energy resource, the
more efficient your metabolic rate is) Bad fuel
bad lifestylepoor energy - WARNING! HERBAL AND STIMULANT BASED DIET PILLS
ADVERSELY AFFECT METABOLIC FUNCTION AND CAN LEAD
TO PERMANENT LIVER DAMAGE!
44This is what can happen if you do not take care
of yourself
- Obesity
- Type II diabetes
- Congestive heart failure
- Cancer
- Hypertension
- Osteoporosis
- Liver disease
- Joint problems
- Breathing difficulty
- Chronic injury
- Depression
- DEATH!
MOST OF THESE CAN BE AVOIDED BY JUST SIMPLY
BECOMING MORE AWARE OF YOUR HEALTH AND MAKING
CONSCIOUS DECISIONS ABOUT NUTRITION, EXERCISE,
ACTIVITY, HABITS, AND LIFESTYLE!
45Preventable disease
- Smoking/tobacco use
- Alcohol, health effects and increased risk
- Obesity, cause and effect
46Smoking
- Tobacco is the only product in the U.S. that
causes death and disability when used as intended
the single, most preventable cause of death in
the U.S. - Every year, tobacco use kills more Americans
than World War II and the Vietnam War combined.
Thats more than 440,000 smoking-related deaths
every year the equivalent of three 747s being
downed every day without any survivors. - Source gdcada.org
47What makes smoking so lethal?
- Short-Term EffectsThe bodys response to
nicotine is immediate causing short-term
increases in blood pressure, heart rate, and
blood flow from the heart. Nicotine also causes
arteries to narrow,5 while carbon monoxide
reduces the amount of oxygen the blood can carry
two side effects which create an imbalance in
the demand for oxygen by the cells and the amount
of oxygen the blood is able to supply.6 -
- Long-Term EffectsSmoking can cause chronic lung
disease, coronary heart disease, and stroke, as
well as cancer of the lungs, larynx, esophagus,
mouth, and bladder.7 Smoking is also known to
contribute to cancer of the cervix, pancreas, and
kidneys.8 - Smokeless tobacco and cigars also have deadly
consequences including lung, larynx,
esophageal, and oral cancer. - Source gdcada.org
48What smoking looks like from the inside
Throat cancer
49Benefits of cessation
- Your body begins to heal within 20 minutes after
your last cigarette. The poison gas and nicotine
start to leave your body. Your pulse rate goes
back to normal. The oxygen in your blood rises to
a normal level. - Within a few days you may notice other things
- Your senses of taste and smell are better.
- You can breathe easier.
- Your "smoker's hack" starts to go away. (You may
keep coughing for a while, though.) - The nicotine leaves your body within three days.
Your body starts to repair itself. At first, you
may feel worse instead of better. Withdrawal can
be hard. But they are a sign that your body is
healing. - Source cdc.gov
50How to quit
- First step is to make the decision based off of
the right motivational factors - Expect withdrawal and cravings, plan diversions
accordingly - Eliminate opportunity for temptation
- Be accountable to someone (friend, family,
spouse) - Understand that every cigarette you refuse to
smoke is an investment in your life and family - Know that each day you go without gets easier
- Do not pass out when you see how much money you
will save long term (can literally be a second
college or retirement fund!)
51Alcohol
- Long Term EffectsProlonged, use of alcohol (even
moderate) can lead to addiction (alcoholism). - Long-term effects of consuming alcohol (even
moderate quantities) can lead to
permanent damage to vital organs several
different types of cancer
gastrointestinal irritations, such as nausea,
diarrhea, and ulcers malnutrition and
nutritional deficiencies sexual
dysfunctions high blood pressure
lowered resistance to disease - Source gdcada.org
52What the effects of alcohol look like inside
Throat cancer
Alcohol smoking increases risk of throat cancer
by as much As 70
53Alcohol, the other side of the coin
Untimely death of self and others
Depression and hopelessness
Teen alcohol abuse
Infidelity and divorce
54Consider this
- Social drinkers are responsible for the majority
of alcohol related traffic deaths (21,634 alcohol
related deaths/homicides in 2006) - Social drinkers show a higher rate of unintended
pregnancy and STD transmission - Majority of alcoholics began as social drinkers
- Domestic abuse is more prevalent with social
drinkers - 12,928 alcohol liver disease deaths (2006)
persons 50 years of age and under - Souce cdc.gov
55What are we saying here?
- Alcohol is poison, it has no nutritional
benefits, can pose serious health risks, and
altered consciousness can lead to life changing
consequences - Simple cost/benefit when considering drinking, if
you have to justify it, you probably should not
do it - Good moderation
- Better sparse moderation
- BEST find an alternative
56Obesity
- Since the mid-1970s, the prevalence of obesity
and overweight has increased dramatically in the
United States. The prevalence of overweight has
tripled among children and adolescents, and
nearly two out of three adult Americans are
either overweight or obese. - Source ers.usda.gov
57The numbers
- Overweight and obesity costs total 117 billion
in the United States. Direct cost is 61 billion.
Indirect cost is 56 billion. Direct costs
include the cost of physicians and other
professionals, hospital and nursing home
services, the cost of medications, home health
care and other medical durables. Indirect costs
include lost productivity that results from
illness and death. - Lost productivity costs related to obesity (BMI gt
30) among Americans ages 17-64 is 3.9 billion.
This value considers the following annual numbers
(for 1994) - -Workdays lost related to obesity 39.3
million-Physician office visits related to
obesity 62.7 million-Restricted activity days
related to obesity 239.0 million -Bed-days
related to obesity 89.5 million - Source american heart association
58What obesity looks like on the inside
Fatty liver disease
Body scan showing subcutaneous fat and visceral
fat
59Why do we get fat?
- Fat storage is a primal survival mechanism meant
to protect us from famine - Fat is simply stored energy meant to sustain life
function - Modern foods are energy calorie dense and
nutrient deficient and are easily stored as fat - Many live convenience based lives and do not
exercise or make conscious nutrition decisions - Chemical additives slow metabolic function and
promote fat storage - Weight loss industry sets consumers up for
failure by promising miracles in a bottle,
magic diet secrets, or fat eradicating
exercise gizmos - LACK OF EDUCATION!
60Now how do we get rid of fat?
- This is easier than you may think
- Optimum nutrition, exercise, reduce
stress/anxiety, healthy activities, and a good
attitude - Consume maintenance calorie intake or no greater
than 10 caloric deficit and displace additional
calories through exercise and activity (for
optimal metabolic performance)
61How do we get rid of fat cont..
- diet is another word for structured failure!
- Balance is a key component in both success and
longevity - Seek academic based sources of education.
Knowledge is power! - Work harder, consume lessthe energy has to come
from somewhere
62Why weight loss is not always the ultimate goal
- The popular opinion a pound of muscle weighs
more than a pound of fat is a myth. A pound is a
pound is a pound, muscle, bricks, or fat! - Fat eradication is the focus, not just total body
weight. - Cutting too many calories leads to muscle loss
not fat loss but could make you weigh less. Do
not rely solely on the scale.
63Diet pills, making the nation fatter and the
weight-loss industry richer!
- Adversely affect sensitive endocrine (chemical)
balances often permanently and can diminish your
natural metabolic processes - Most rely on a diuretic effect for rapid weight
loss (yep youre losing water not fat) - Neurological stimulants can create nervousness,
light headedness, heart attack, and even DEATH!
With NO proven fat loss effects - Digestive manipulation supplements (ALLI for
instance) cause uncontrollable flatulence, oily
discharge, gastric cramping, enzyme damage, just
to start. And they ARE NOT PROVEN TO WORK! -
- UN-REGULATED UN-PROVEN UN-SAFE!
64Infomercial gadgets take you for a ride alright
- Play on the emotions of those seeking weight
loss, fitness, and better health - Creative marketing schemes
- The Money Back Guarantee scam wants you to be
too embarrassed to return the item or make the
item too cumbersome to re-package to return - Play on popular myths (working abs makes your
tummy slimmer) Not true! - Touts exercise as easy if its EASY its
activity not exercise and youre benefits are
minimal. -
- Nutrition Exercise Active lifestyle weight
loss and good health - Thats it, no gimmicks or gadgets necessary!
65Food Gas, diesel, or rocket fuel
- Body knows food as fuel and NOTHING ELSE!
- Primal instincts use it or store it
- Poor quality poor performance
- What is good, what is bad?
- What about cravings?
- If you cannot pronounce it, you probably should
not eat it - Metabolism boosters and killers!
66What is good, what is bad?
- Good food Natural, un-processed, low fat
(saturated/hydrogenated/trans), low sugar,
naturally prepared, as close to raw as possible,
simple foods - Bad food Processed (cannot pronounce the
ingredients), high fat (especially
saturated/hydrogenated/trans), high sugar, low
nutrient/high calorie
67Heres the examples of the good stuff
- Quality proteins Lean poultry, fish, egg whites,
soy, lamb, veal, 93 lean or leaner beef, nuts - Quality fats Extra virgin olive oil, walnut oil,
fish oil, flax oil, canola oil - Quality Carbohydrates 100 whole grain breads
and pasta, oats, barley, millet, brown rice,
sweet potatoes - Fresh fruits and veggies in abundance!
- Miscellaneous Salsa, fat free salad dressing
(watch for high sugar), fat free popcorn, Mrs.
Dash (the queen of flavor!), Splenda, Smart
Balance spread
68This is the stuff that will get you!
- Fast food (average meal is 1,200 1,500
calories!) - Processed foods (preservatives, additives,
color enhancers, shelf stabilizers, artificial
flavors, artificial colors, fillers, etc) the
body does not process this stuff well or utilize
it, most can be harmful in quantity! - High sugar foods (baked sweets, snack foods,
candy, some energy bars) - Deep fried (this is a given!)
- Animal fat (fatty cuts of protein)
- Full fat dairy
- Convenience foods
69Reading the labels
- Notice the servings per container this is a
multiplier. i.e 350 calories per serving x 3
servings per container (but it looks like a
single serving) 1,050 calories per container. - This applies to the fat, and sodium as well and
can add up quickly! - MOST WILL NOT EVEN NOTICE!
70An example
1 Ounce per serving, 6 servings per container,
160 calories per serving 960 calories for
small 6oz container! For many, this small
can of Pringles would be a mid-day snack or a
side to a lunch or dinner item This stuff adds
up quickly and can be very deceiving!
71Examples of smart meals
- Breakfast Oatmeal sweetened with berries and
Splenda, 1 serving egg beaters scrambled in olive
oil with mushrooms and green onions, 4oz
natural/unsweetened juice - Snack small apple w/natural peanut butter (2
tsp) - Lunch Wrap (whole wheat tortilla) roasted
chicken breast, low fat cheese, low cal honey
mustard, apple slivers, and baby spinach - Snack 1c fat free cottage cheese 2 oz fresh
berries - Dinner BBQ roasted chicken breast with steamed
broccoli and dinner salad (light dressing)
72Hydration
- Supports efficient muscle contraction,
digestion, thermo-regulatory system (sweating),
blood viscosity, skin health, metabolic
efficiency, nutrient/toxin transport, energy
levels, tissue and cell health. - 100 pure H2O is optimal, typical adult should
drink 16oz per hour for 8 hour day (128oz total) - Caffeine, alcohol, diet pills, and certain foods
act as a diuretic and will require even more
water intake - NO soda pop is not the same as water (if your
body could use CO2 you would not exhale!) - Decaffeinated coffee and green tea sweetened with
Splenda are fine
73How many calories?
- Not the most important factor, but relevant
- Harris Benedict equation is simplest
- Women BMR 655(4.35 x weight in pounds) (4.7x
height in inches) (4.7x age in years) x
activity quotient maintenance calories 10
weight loss calories - Re-calculate for every 10 pounds lost
- This is in the book (broken down) and there are
numerous calculators on the web
74Nutrition summary
- Keep it natural, simple, frequent, and in
moderation - Eat for the purpose of eating and nothing more,
emotions do not burn calories and
junk/convenience foods should be seen as not fit
for human consumption! - Stay hydrated your body needs the water to
function - You do not need to be a Dietician or Nutritionist
to make sound decisions. However seek education,
the Nutrition For Dummies books are fantastic
sources of easy to understand information without
the hype - Plan ahead, pre-made meals are cheaper, more
convenient, and healthier than on the go foods
75Exercise time!
- What is exercise?
- Now why would I want to do that?
- Can I just go ride on something at the health
club? - I dont have time to exercise
- Cardio vs. Strength training cant I just do one
or the other?
76What is exercise?
- Exercise is simply the action of invoking
composition and systems adaptation stimulus upon
the body through movement and locomotion - Believe it or not, the body will not change
unless you give it a reason to
77Now why would I want to do that?
- The benefits of regular (4 times per week)
exercise are immense! - More energy, reduced effects of aging, stronger
bones/muscles, higher metabolism, increased
neurological capacity/efficiency, healthier body
composition, more active lifestyle, better self
image, better quality of life, and the list is
literally infinite! - YOUR BODY WAS DESIGNED TO WORK HARD, IF YOURE
NOT, YOURE HURTING YOURSELF!
78The skinny on the health clubs
- Most machines isolate muscles in an un-natural
plane of motion and can injure you permanently - Machine training is very inefficient for weight
loss - Learn how to use the functional gear balls,
bands, free weights, discs, etc. - Get educated (avoid sources that try to sell you
something) For Dummies books are great! - Mix it up and have fun with exercise!
79Examples of free form exercises
80Exercise basics
- Plan ahead, know what you are going to do and how
you are going to do it - Keep records. Exercises, weight, reps, sets, etc.
and plan for progression - Avoid social interaction (if youre standing
still youre wasting time) try to stay on task - Whole body (upper push/pull, lower squat/lunge,
core plank exercises,) circuit training is most
efficient
81Developing an exercise program
- Find at least 6 push exercises that use different
modalities (dumb bell, body weight, bands,
barbell, etc.) - Find at least 6 pull exercises that use different
modalities (dumb bell, body weight, bands,
barbell, etc.) - Find at least 6 lower body exercises that use
different modalities (body weight, barbell, dumb
bell, ball, etc) - Find at least 6 core exercises (plank front/side,
bosu/ball plank, v-sit, russian twist, etc) - Find at least 6 active rest movement exercises
using different modalities (calisthenics, step,
treadmill, elliptical trainer, etc)
82Developing an exercise program cont
- Create a circuit consisting of at least five
exercises using an exercise from each of the
above categories. Mix it up each day. - Work 15 20 reps per exercise with as heavy a
weight as you can handle safely (with good form) - Minimize rest between exercises
83Cardio vs.. Strength
- Cardio is aerobic (oxygen, carbohydrate, fat
fueled) long duration/moderate intensity
exercise. Examples running, biking, stair
master, calisthenics, etc meant to burn calories
and increase cardiovascular health - Strength is anaerobic (ATP/CP fueled) short burst
high intensity exercise meant to strengthen
muscle, bone, connective tissue - Both components are VITAL to a proficient
exercise program and can be achieved with
functional circuit training
84Having time to exercise
- Do not find time to exercise, MAKE time to
exercise! - Plan ahead and work daily exercise into your
schedule even if it is 30 minutes in the morning
and 30 minutes in the evening - Understand that exercise facilitates activity and
the more you exercise the better you feel - Embrace the challenge and strive for more!
85Exercise safety
- NEVER do anything youre unsure about
- NEVER be afraid to seek professional advice
- NEVER lift more than you can handle with PERFECT
form - NEVER continue if you become light headed,
nauseous, dizzy, or stop sweating - NEVER get distracted when exercising
- AVOID obsession there can be too much of a good
thing - ALWAYS warm up and cool down
- ALWAYS stretch (dynamic/static, never ballistic)
86Activity vs. exerciseWhats the difference?
- Exercise facilitates activity and is meant to be
work. The body does not change unless you give it
a reason to! - Going well beyond the comfort zone to the
results zone higher intensity is better! - Get involved with community programs, play with
the kids, join a sports league, become active
with a bike riding or power walking group, plan
outdoor activities
87Its not that easyOH REALLY?
- Humans are creatures of habit, and bad habits can
be replaced with positive habits - Attitude, you have what you say
- Eliminating/distancing from temptations
- Evaluating your priorities
- Get educated
- Life is not just about you
- Make conscious/informed decisions
88SIMPLE FIX!
- Eat clean, balanced, nutrient rich foods
- Exercise regularly (cardio resistance)
- Stay active (sedentary lifestyle is harmful)
- Eradicate bad habits. Alcohol, smoking, drugs
(including weight loss or performance enhancing
supplements) are all toxic to your body and hurt
you every time you do it. Think about it, why
would anyone intentionally poison themselves?
Makes no sense does it? - Embrace life, it is a beautiful gift that should
be treasured and enjoyed. It never lasts long
enough and can be tragically cut short through
negligence!
89Make it work forever!
- Understand that youre endeavoring into a
lifestyle change, not a diet! - We are creatures of habit, the more consistent
you are the more likely you are to become and
remain successful! - Get others involved and on board with you!
- Create accountability measures through record
keeping and partnership (yep get a snitch!) - Embrace and know that challenges build character
and make you stronger!
90GET EXCITED AND GET MOVING!
- Life is a beautiful/precious gift, ENJOY IT!
- Inspire others to be healthy and re-gift the gift
of life! - Know your golden years will be quality times
spent with loved ones rather than burdensome and
wishing for death - Understand How your body treats you as you age
is dependent on how you treat it now!
91Individual Insurance Services
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