Mandate

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Mandate Promoting livelihoods through collective
action.
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Coverage
Coverage of SS
28 Partners, 7460 villages, 16 Districts
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Profile of Rainfed areas in the State

• About 70 of sown area of the state is rainfed.
• Rainfall is highly erratic - range from 350 mm to
  1800 mm avg about 800 mm.
• Kutch and Saurashtra are perennially dry
• Gujarat faces several types of land (soil)
  degradation
• High percentage of coastal area which is affected
  by salinity.
• High ground water depletion

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Typology of Agriculture Risks

• Weather excess or deficit rainfall
• Pests and diseases
• Input risks spurious seeds, fertilizers and
  pesticides.
• Market and price
• Financial risks
• Ecological risks/calamities
• Legal risks changes in agri.policy

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Strategy for Agriculture Development
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Awareness creation, Communication and extension

• Radio Programme TitledSajjata No SangLave
  Kheti Ma Rang. Launched on November 23, 2006.
  Broadcast from Ahmedabad-Vadodara and Rajkot
  Stations at 720 PM on every Thursday.
• Diwadandi
• Crop specific information booklets.
• Audio and Video CDs
• Research studies
• Campaigns

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Capacity Building Training
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Sustainable Up scaling ofWeather Insurance in
Gujarat

• Sajjata Sangh initiated a research study in 2006
  for
• Study of rainfall risks development of a
  customized weather insurance product for
  groundnut in Jamnagar
• In 2006 itself, 35 farmers were covered under the
  operational area of SAVA (partner NGO) for
• Sowing rain deficiency, Insufficient rainfall
  volume and Poor rainfall distribution
• In 2007, 110 farmers bought customized product,
  thereby, insuring 180 acres of land.
• In 2008, in Jamnagar and Amreli 350 farmers
  covering 427 acres of land were insured

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Process followed
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Progress in Kharif 2008 2009
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Crop wise Insurance policies
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Immediate benefits to farmers

• During 2006, The farmers got the claim of Rs 1010
  against premium of Rs. 730
• In Jamnagar, out of total 203 farmers, 158
  farmers have received claim of Rs. 500 per acre
  for sowing and 45 farmers have received Rs. 713
  per acre for volume in deficit rainfall.
• In Amreli District, total 35 farmers have
  received Rs. 465/- per acre of claim under cotton
  crop for excessive rainfall against premium of
  Rs.750/-

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Key Learning

• Effective and timely coordination with many
  institutions and individuals is the key for
  successful up-scaling
• Customizing area specific and crop specific
  product in a participatory manner
• Investing in time and capacity building to see
  that NGO staff as well as farmers actually
  understand the nature and benefits of insurance.

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The Way Forward

• Minimizing premium rate for scaling up
• Promoting weather insurance together with crop
  insurance by the state Government.
• Designing farmer centric insurance products for
  more crops and more blocks of the state.
• Support from NABARD and other donors for
  Awareness and capacity building.

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Thanks for listening

• Any Questions?