NCRA

1
NCRA

• How to SubstantiallyIncrease Your RevenueUsing
  1-ON-1 Marketingto Sell Doc Prep

2
Market

• As we near the end of 2003, we are faced with a
  dramatically different mortgage market ahead.
• Interest rates have steadily declined since 1982
  from a high of about 18.
• This summer rates reached historic lows that are
  unlikely to be seen again for a long time.
• They have now started back up to more normal
  levels, dramatically slowing mortgage
  originations.
• 2004-2005 mortgage activities are forecast to be
  less than 47- 45 of those in 2003 respectively.
• Re-Fis previously over 70 of market are going
  going gone!

Mortgage Banker Assoc-Oct 2003
3
Market Effects

• This mortgage market decline will affect all
  associated products.
• This means your bottom line will fall accordingly
  unless
• You dramatically cut your operating costs
• You find new customers
• You find new markets
• Cost cutting alone, in such a down market,
  requires cutting right to the bone.
• Can you really cut costs by 50 and still survive?

4

Marketing Options

• The healthy alternative is cost trimming
  coupled with increased revenue.
• The easiest revenuecomes fromOne-on-One
  marketing.
• New Products to Current Customers

5
Winning Approach

• This is a perfect time to enhance relationships
  with your customers by introducing them to
  solutions that can help them preserve their
  profits.
• Brokers and lenders must downwardly adjust their
  cost base to survive.
• One of the most powerful tools for reducing costs
  is the deployment of advanced technology.

Mortgage Banker Assoc-Oct 2003
6
New Solutions

• One technology solution that can help
  dramatically reduce overall costs is a
  best-of-class mortgage closing documents system.

• This technology is used to electronically prepare
  mortgage closing docs as they will be presented
  at the closing table, from data provided by the
  broker or lender.

7
Opportunity

• EVERY mortgage closing requires closing
  documents.
• Your mortgage based customers are already using
  some type of closing document solution, but they
  may not be aware of the latest strides in
  technology.

8
Customer Needs

• What Do Loan Originators Need From Their Closing
  Doc Provider?
• Proven experience.
• A solution they can rely on 24/7.
• Rapid turn around.
• Flexibility with true ease of use.
• Access to closing docs from anywhere there is an
  internet connection, without special software.
• Economical, low cost closing docs that are
  accurate and ready to sign.

9
Value Proposition
How Can Doc Prep Technology Help Your Customers
Reduce Costs?

• A best-of-class solution can now deliver
• Immediate doc turnaround, so originators can
  process more loans in less time. Entyres are
  FREE if not back in less than 5 minutes.
• Collaboration features to speed up closings and
  reduce confusion and errors.
• A robust business rules engine so originators can
  rely on the total compliance and accuracy of
  their packages, reducing quality control time and
  the need to do packages over and over again.
• The Deming Approach and intelliRules.
• Automatic customization that is based on type of
  loan, location, investor, and any other special
  provisions so originators dont have to keep
  track of comprehensive requirements or maintain
  meticulous files.
• State-of-the-art technology that facilitates all
  these benefits for much less than ever before!
• Extensive Flexible input, pickup, delivery and
  print options.
• Enterprise Broker Ready with unique advantages.
• Multi modality

Dr. Deming
10
Prod View Browser Based
Fully Web Based No Software Required
Login to Entyres web site to securely access
your loans and documents
11
Prod View Easy Document Access
Review your work in process sorted as you like.
12
Prod View Browser Based

• Edit existing loans
• Import data from a LOS, or
• Enter data directly into the appropriate screens.
• Make title co HUDs

13
Prod View - Validation
Automatic data validation checks everything over
before the order goes in.
14
Prod View Easy Pickup

• Completed docs are easily
• viewed
• emailed
• downloaded
• overnighted

15
Prod View Doc Viewer
Electronically delivered documents are instantly
viewable and printable.
16
Why or Why Not?
Why Add Mortgage Closing Docs to Your Sales
Portfolio?

• All of your NCRA mortgage customers also need a
  closing document solution that can improve their
  operations.
• The VALUE proposition is clear and very strong.
• The tie-in is natural.
• Classic 1-ON-1 marketing. You are already
  engaged with these prospects!
• Providing a solid, professional solution is
  appreciated by brokers and lenders.
• Helps build customer confidence and satisfaction
  with NCRA services.
• Most importantly now that things have slowed
  down they are finally looking again!

17
Win / Win!
Helping Your Customers Survive the Mortgage
Industry Downturn Will Help You Survive As Well!

• Introduce Your NCRA customers to advanced
  mortgage closing docs technology as just one more
  way you differentiate yourself and deliver value.

18

• Contact us at
• 877-DOC-PREP
• For additional information.
• Or visit our web site at
• www.entyre.com
• Thank You!
• Ken Burkhalter
• Chairman/CEO
• [phone]
• kbur_at_entyre.com