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Your German Partner in UkraineBank Forum
Commerzbank Group
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Agenda
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Commerzbank at a glance

• Commerzbank is Germany's second-largest bank and
  plays a leading role in German corporate and
  private banking.

• Formation 1870 as "Commerz- und Discontobank"
  in Hamburg
• Total assets EUR 615.2 bn (30 June 2008)
• Market capitalisation EUR 7.36 bn (20 October
  2008)
• Rating Aa3 / P-1 (Moody's) A / F1 (SP)
• Employees 41,622 employees worldwide
• Customers 8 million customers worldwide
• Branch network - 141 domestic branches with
  corporate customer banking
• - 23 branches, 28 representative offices as
  well as other subsidiaries and affiliated
  companies in around 50 countries

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The takeover of Dresdner Bank has strengthened
Commerzbanks position further

• As Germany's leading bank for private and
  corporate customers, it now boasts approximately
  1,200 branches and the densest network of all
  German private banks.
• The new Commerzbank promises to be an even
  stronger long-term partner for the export-driven
  SME sector and for corporate customers, uniting
  the expertise and clear commitment of both banks
  to the German market under one roof.
• With the takeover of Dresdner Bank, Commerzbank
  has expanded its position as the leading foreign
  trade bank of the world's largest export nation
  and assists its customers not only in Germany but
  also across the globe.

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Bank Forum at a Glance
Universal commercial bank with a solid client
base (more than 23,000 corporate and 335,000
retail customers). One of the leading Ukrainian
banks according to the NBUs classification. With
UAH 19 billion in total assets and UAH 2.4
billion in capital the Bank holds a strong
position in the Ukrainian banking market.
Extensive branch network 276 sales outlets
(30 regional branches and 246 operational
offices) with more than 4 000 employees. One
of the most active EBRD partners in Ukraine.
Good international track record - 6
successful syndications and Eurobonds issue
(since 2005).
A full fledged bank providing a solid base to
serve our customers needs
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Strong growth track record
USD 80 million subordinated loan from EBRD
July 2009
UAH 638 million capital increase is registered
with NBU - Commerzbank share 63
February 2009
USD 400 million funding from Commerzbank AG
December 2008
EBRD increases the limit up to USD 40 million in
the framework of the Trade Facilitation Program
May 2008
USD 115 million syndicated loan facility
April 2008
Commerzbank takes stake of 60 1 share with an
option to purchase the further 25 over the
next 36 months
March 2008
The decision to increase share capital
February 2008
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Shareholder Structure of Bank Forum
Shareholders
Comments

• Acquisition by Commerzbank AG of 63 stake in
  Bank Forum.
• Mr. Wilhelm Nuese is the Chairman of the
  Supervisory Board
• 3 out of 5 Supervisory Board Members are
  representatives of Commerzbank AG
• 2 out of 3 Audit Committee Members are appointed
  by Commerzbank AG

Source Bank data Note the Bank of New
York is a Nominee holder of the GDRs,
ultimate ownersportfolio investors
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Branch Network of the Bank
Number of ATMs in the region
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Bank Forum Your banking partner in Ukraine

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The result of a consistent focus on the needs
and expectations of our clients
The four qualities that count
A good understanding of the customer's
business
Business partnership

• Long-term commitment to companies
• Strong market presence
• Business relationship on an equal footing

• Sustained, competent service
• Proactive and needs-based contact
• Individual evaluation

Sector and market expertise
Adherence to processes

• Experience with issues in small and mid-sized
  businesses
• Familiarity with sectors and markets
• Gateway to the world

• Reliable and flexible processes
• Good flow of information and internal networking
• Short decision-making lines

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Complete range of services from a single source

• Wide branch network (276)
• Network of 2,217 ATMs
• Multi currency accounts in UAH all major
  currencies
• Account servicing for all type of clients (e.g.
  private, investors, etc)
• Cash collection delivery
• Efficient settlement cash services in national
  / foreign currencies
• Payroll Card Program
• Most attractive tariff packages
• Attractive deposit rates

• Software and Web-based
• Multi-language (ENG, UA, RU)
• SMS information including payment card
  transactions
• Interface to bookkeeping software via partners
• MT 940 (transmission of account statements via
  SWIFT)

Account opening services
Electronic Banking
Credit Products
Foreign Currency Transactions

• Short/long term financing, also with partners
  (EBRD, EIB)
• Trade finance transactions
• Multi currency financing
• Credit worthiness assessment according to
  international standards
• Collaterals according to credit worthiness and
  deal structure
• Leveraging CB group experience and franchise

• Currency exchange operations on interbank market
• Selling / buying currency
• Exchange UAH for payment / transfer

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combined with the knowledge of specific local
characteristics
Services provided direct by Bank Forum add on
for our clients- Responsible multi-lingual
account manager in place- Installation and
support of Electronic Banking products- Handling
of the complete payment card services- Support
with foreign exchange control Foreign exchange
control- Restrictive law- Beside standard law
several regulations are in place (Payments
for services, intercompany loans, group
assessments, etc)
In case support is needed Contact Bank Forum
before the transaction has been made!
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our expertise in Trade Finance Services is your
advantage
Domestic trade transactions between Ukrainian
residents - Bank guarantees / Standby letters
of credit- Bid Bonds- Payment guarantees-
Advance repayment guarantees- Contractual
guarantees
International trade transactions between
Ukrainian residents and their foreign
counterparts - Bank guarantees of foreign
banks under counter- guarantees of Forum Bank
/ Standby letters of credits confirmed by foreign
banks - Bid Bonds - Payment guarantees - Advance
repayment guarantees - Contractual guarantees -
Letters of credit / confirmed by foreign banks -
Confirmation of letters of credit issued by
foreign banks- Confirmation of standby letters
of credit issued by foreign banks - Issuance of
bank guarantees under counter-guarantees of
foreign banks
In case support is needed Contact Bank Forum
before the transaction has been made!
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Ralf Hoetzel (German, English, Polish,
Russian) Head of International Corporate
Department Phone [phone]
2451 E-mail ralf.hoetzel_at_forum.ua Julia Tarasyuk
(English, Spanish, Russian, Ukrainian) Deputy
Head of International Corporate Department Phone
380 (44) 200 0853 E-mail julia.tarasyuk_at_forum.
ua Dmytro Oliinyk (English, Russian,
Ukrainian) Senior Transaction Manager Phone
380 (44) 200 0853 E-mail
dmytro.oliinyk_at_forum.ua